Robert Wathua

A highly experienced and strategic banker and business development officer Professional with over 3 years work experience in Banking and start-up consultancy with several Financial Institutions and organisations. Well versed in client relationship management, project consultancy start-up management, social entrepreneurship, credit management, retail banking, compliance, reporting, tax and statutory deductions, product development, sales and marketing extracting financial data from various reporting systems and recommending key operational changes.

• Relationship Officer-Retail Banking.

Faulu Microfinance Bank November 2021- To date.

Duties and Responsibilities

• Deliver set sales target in deposit mobilization and quality loan disbursement.
• Loan amendments on repayment dates, interest rate and modification of terms as per credit approvals.
• Manual loan recovery as per the request both from branch and credit requests to reduce PAR
• Loan amendments on repayment dates, interest rate and modification of terms as per credit approvals.
• Manual loan recovery as per the request both from branch and credit requests to reduce PAR.
• Ensure timely booking of loans and repayment from respective employers.
• Lead the sales team to make quality loan disbursement as well as meet all other

KPI’S.

Achievements & Highlights

• Highest ranking new to bank customer growth.
• Below base portfolio at risk achievement.
• Credit Officer/Sales consultant

Faulu Microfinance | August 2019-August 2021

Duties and Responsibilities

• Deliver set sales target in deposit mobilization and quality loan disbursement.
• Responsible for reviewing legal documentation, ensuring order and competences of legal files during loan processing.
• Preparing loan applications.
• Evaluating client’s financial information and calculating risk rates.
• Actively participate in marketing campaigns and ensure clients are well informed of the product portfolio.
• Seek customer’s feedback on products and services offered by the organization
• Provide daily sales reports.

Achievements & Highlights

• Triumphed all loans are paid on time especially check off loans.
• Accomplished in consistent growth of business that is an average of 3million loan disbursement on monthly basis.
• Excellent Customer satisfaction levels
• Water and Climate Specialist. 2021 X Genesis.

April 2021

Duties and Responsibilities

• Provide advisory support to the prospective CEOs by contributing to problem and solution vetting research and analysis, ideation business concept development,

prototyping and more.

• Participate in validation and launch phases.
• Connect with entrepreneurs on board and build pipeline on issues to be discussed.

OTHER PAST EXPERIENCES

• Community Fellow 2019/2020. Ford Fund.
• Financial Director (Volunteer Role) Enactus Jooust (Entrepreneurial Action for US all)

club; 2018 to 2019.

• Attaché Mathira Water and Sanitation; May to August 2018

• Business Administration with IT Finance Option- Jaramogi Oginga Odinga University of

Science and Technology, 2016 to April 2019.

• Kenya Certificate of Secondary Education- Kirimara Boys High School; 2014.

PROFESSIONAL TRAININGS

• Association of Chartered Certified Accountant (ACCA) up to Financial Accounting. •

Entrepreneurship in emerging economies- Harvard School of Business

• Semester Accelerator in Entrepreneurship- Watson Institute.
• CPA- Certified Public Accounts 1 section 2.