Sharon Aswani

I am a banker currently working in the credit administration department of Bank of Africa Kenya. I'm actively seeking opportunities to advance my career and contribute to the growth of a competitive organization. I am particularly interested in roles within the banking sector or in business administration for a medium-to-large enterprise or non-profit.

In my current role, I ensure the prompt processing of loan disbursement, limit marking, and invoice discounting and recovery of all fees and commissions. Additionally, I ensure compliance with internal processes to mitigate operational and credit risks. Prior to this, I worked in banking operations, where I oversaw the prompt and accurate processing of authorized SWIFT operations, custodial operations, guarantees, trade finance and correspondent banking.

Overall, I have spent seven years at this bank, building a strong foundation in both credit administration and banking operations. Before working in the banking sector, I interned and worked in business administration for an SME. During this time, I managed all aspects of finance and human resources, gaining valuable experience in both fields.

Credit Administration Officer - Bank of Africa - Groupe Bank of Africa

(2024-11)

• Prompt processing of loan disbursement, limit marking, and invoice discounting and recovery of all fees and commissions.
• Recovery of insurance premiums on granted facilities.
• Internal Processes and operational risks Management ensuring that all conditions precedent for credit facilities are in place.
• Posting of Transactions related to Loan Disbursement, Limit Marking and Invoice Discounting and Marking of interest conditions on all limits marked.
• Responding to various queries/clarifications sought by the stake holders in the area relating to credit proposals submitted
• Booking and release of lien on pledge deposits & passing cash margin and escrow account entries.
• Verify that securities are provided and forwarded for perfection.
• Raising and transmitting instructions memos to CPU for RTGS/SWIFT transfers.
• Processing of restructured and rescheduled loan facilities
• Credit records maintenance-filling of respective disbursement records in client's credit file.
• Advising on correct take over balances in a timely manner.
• Preparation of clearance letter and dispatching the same to the requesting party
• Averting operational risk through; Verifying instructions for security release, balance transfer from check-off and release of cash margin on facilities.
• Customer Service Standards- Support the bank to be customer-centric for relationship banking and exceptional customer service
• Maintaining strong audit rating by sticking to laid down procedures.

Global Operations Officer - Bank of Africa - Groupe Bank of Africa

(2023-02 - 2024-10)

• Receive and approve/reject transactions within the set limit matrix from all Global Operation units First level approval of Bank documents including guarantees, reports, LC's official letters and other Instructions
• Ensure daily reports/Monthly reports are submitted on time by the relevant units
• Adoption within Global operations units of all Compliance, Anti-Money Laundering and Sanctions related requirements contained in policies, procedures and processes.
• Limit potential losses to the bank by ensuring that laid-down processes and procedures are Adhered to and escalates, if need be, provide updates and clarify instructions to line managers
• Proactively support the improvement initiatives of existing processes and systems by identifying Inefficiencies and making recommendations regarding improving service delivery and transactional processes.

Banking Assistant - Bank of Africa - Groupe Bank of Africa

(2018-11 - 2023-02)

• Processing cash deposits and withdrawals as per documented procedures.
• Receiving and processing inwards cheques and outwards cheques as per documented procedures.
• Handle and escalate customer queries according to the stipulated SLA.
• Contribute to the company growth through cross-selling and introduction of new accounts.
• Receive, process and forward customer instructions as per documented procedures.
• Receiving, scanning and processing of clearing cheques as per documented procedures.
• ATM, cheque book and Vault custodianship.
• International Money transfers that is Western union, Money gram.
• Preparation of daily, weekly and monthly branch reports.

Finance and HR assistant - Vital Capacity Kenya

(2017-08 - 2018-11)

• Preparation and maintenance of client accounts and records; and processing of client tasks including tax returns.
• Daily accounting entries for clients.
• Work with the Directors to complete daily and monthly financial and administrative transactions and reports.
• Prepare payment vouchers and Cheque vouchers as required.
• Preparation of petty cash vouchers and petty cash payments.
• Monthly Bank reconciliation and monthly financial statements.
• Compliance with tax, including withholding tax deductions and submissions of VAT.
• Debtor and Creditor control and management.
• Reconcile supplier statements with accounts payable schedules and process payments.
• Assist with the annual audit by preparing worksheets and providing supportive documentation as needed.
• Monthly payroll and preparation.
• Monthly submission of NHIF, NSSF and PAYE and payments.
• Issuing of payslips and Issuance of P9A forms to staff.
• Preparation of staff contracts.
• Staff conflicts and employer and employee conflict management.
• Staff records Management and staff absence and leave management.
• Supporting staff recruitment, staff evaluation and staff exit processes.
• Supporting staff deployment and Training process.

Audit Intern - Kenya Tea Development Agency

(2016-10 - 2017-02)

• Assisting in summarizing and analyzing data, reports and review of the various documents in the organization to ensure adequacy, effectiveness and efficiency of the internal control against key risks.
• Assisting in carrying out data entry of various documents, invoices, using the computer Excel.
• Assisting in preparation and filling of documents.
• Assisting in ascertaining, compliance with laid down policies and procedures.
• Assisted in any other duties that were assigned to me.

Bachelor of Commerce - Finance Option - University of Nairobi (2013-09 - 2016-09)

Kenya Certificate of Secondary Education - St. Clare's Maragoli Girls (2009-02 - 2012-12)

Kenya Certificate of Primary Education - Moses Mudavadi Primary and Esirabe Primary (2001-01 - 2008-12)