Hossein Azad

student at the American University of the Middle East | Finance junior

Participant at AUM Startup Challenge (2025-12 – 2026-02)

• Founded Durwaza ICS, a 0–100 rating system for scoring small-scale infrastructure projects across multiple risk dimensions
• Ran credit risk assessments on infrastructure investments by evaluating financial statements and project fundamentals
• Built the Five-Pillar Framework — Financial, Technical, Social, Environmental, Operational — to score project risk and creditworthiness
• Built a methodology to make projects like solar pumps and healthcare facility upgrades easier to finance by lowering perceived investment risk
• Presented Durwaza ICS at the AUM Startup Challenge

Participant at AUM Business Ethics Championship (2025-12 – 2025-12)

• Worked through case studies on corporate governance and ethical decision-making
• Competed in a case-based ethics competition covering HR and organizational dilemmas
• Applied ethical frameworks to workplace scenarios and proposed solutions
• Entered financial statements into Excel and performed historical analysis of key ratios
• Took part in a workshop built around teamwork and decision-making under pressure

Team Supervisor (D Partners 11) at Training Gate International / Mama Kifayah Center (2025-08 – Present)

The first non-profit company in Kuwait that was founded in 2009 with the goal of improving the lives of people with disabilities and their integration in all aspects of life

• D Partners 11 – Team Supervisor
• D Partners 10 – Participant 2025
• Earned money to pay for school

Bachelor of Science in Finance – The American University of the Middle East (AUM) (2024 – 2028)