Boulos Daif

Banking executive with 30+ years of experience in General banking management, corporate banking, credit analysis, branch management, business development, and team leadership. Proven record of accomplishment in managing large credit portfolios, leading regional teams, improving branch performance, and supporting strategic business growth. Strong expertise in credit policies, risk assessment, and SME/corporate financing.

Commercial Business Development Manager at BLC Bank SAL (2025-04 – Present)

• Leading commercial growth initiatives and developing business opportunities for corporate and SME clients.
• Supporting sales strategies, client acquisition and portfolio expansion.

Branch Manager – Jbeil Branch at BLC Bank SAL – Network (2022-11 – 2025-03)

• Managed branch operations, sales, customer service, and staff performance.
• Oversaw credit files, client relationships, and risk control.
• Achieved branch targets through business development and portfolio quality management.

Branch Manager – Kousba Branch at BLC Bank SAL – Network (2021-08 – 2022-10)

• Directed branch activities and ensured compliance with credit and operational policies.
• Built strong customer relationships and enhanced branch profitability.

Head of North Region – Corporate Banking Department at BLC Bank SAL – Head Office (2014-06 – 2021-07)

• Led a team of sales officers, support staff, and credit analysts.
• Coordinated with branches and departments on credit relations, policies, and procedures.
• Reviewed and signed credit files including: overdrafts, term loans, LCs, LGs, SBLCs, Kafalat, subsidized loans.
• Credit Committee Member: presented credit files and contributed to decision-making.

General Manager at Banque Fédérale de Commerce – Comoros, Africa (2013-01 – 2014-05)

• Oversaw full bank operations, strategy, performance, and compliance.
• Managed staff, credit portfolio, reporting, and financial results.

Head of North Region – Corporate & SME at BLC Bank SAL – Corporate Banking Department (2008-06 – 2012-12)

• Managed credit portfolios exceeding USD 60M.
• Conducted corporate credit analysis and prepared credit recommendations.
• Participated in Credit Committee discussions and approvals.

Senior Credit Officer – Commercial Credit Section at BLC Bank SAL – Head Office (2005-07 – 2008-05)

• Analyzed and recommended credit files for commercial clients.
• Ensured portfolio quality, policy compliance, and client communication.

Credit Officer – Central Corporate Department at Al Mawarid Bank SAL – Head Office (2001-01 – 2005-12)

• Analyzed corporate credit files and handled client portfolios.
• Participated in credit decision processes.

Credit Officer – Main Branch (Hamra) at Al Mawarid Bank SAL (2000-01 – 2001-12)

Teller & Back Office Staff at Al Mawarid Bank SAL – Tripoli Branch (1995-01 – 2000-12)

Advanced Diploma in Banking Management in Banking Management – University Saint-Joseph (USJ) (2003-01 – 2004-12)

Diploma in Specialized Banking Studies in Banking Studies – University Saint-Joseph (USJ) (1997-01 – 2000-12)

Lebanese Baccalaureate II in Mathematics – Ecole Sainte Famille / Nazareth (1987-01 – 1988-12)