MLRO at UAB Roqqu Technologies (2024-12 – Present)
- Led the company's transition toward MiCA readiness by creating the AML framework and aligning policies, procedures, and controls with Lithuanian and EU regulatory requirements
- Designed customer risk assessment procedure and scoring model, defining risk factors, weightings, scoring logic, risk tiers, and escalation thresholds for system implementation
- Calibrated and tested customer risk and transaction models against high and low risk cases, refining weightings and thresholds to improve risk classification and model effectiveness
- Designed the Travel Rule procedure for crypto asset transfers and maintained AML, Sanction, and monitoring controls across the business
- Partnered with the CEO, CCO, CFO, and senior management on risk mitigation, product development, and compliance priorities, identifying control gaps before implementation
- Coordinated external compliance, legal, and licensing providers supporting MiCA regulatory readiness
- Led company's recertification with its business banking provider as the newly appointed MLRO, coordinating evidence, stakeholder responses, and follow-up actions
BT Exchange - MLRO at Bullionz (2023-07 – 2024-12)
- Supported MiCA licensing and regulatory readiness by preparing AML and Compliance documentation and coordinating external advisers and service providers
- Led the development and maintenance of a risk based AML framework covering policies, procedures, risk controls, transaction monitoring, and regulatory reporting
- Oversaw Compliance activities and quarterly reporting to regulators and senior management, ensuring key risks, control activities, and remediation matters were documented and communicated
- Advised the CCO and senior stakeholders on regulatory requests, complex AML matters, and escalation decisions
- Sourced and coordinated banking and legal service providers, managing communications, documentation, and follow-up actions to support the company's operational requirements
- Monitored Lithuanian and EU regulatory developments and translated relevant changes into updates to policies, procedures, and operational controls
AML Compliance Consultant at LITHEX (Project - Self-employed) (2023-04 – 2023-07)
- Advised the CEO and business stakeholders on establishing and registering the VASP company in Lithuania, coordinating required corporate and compliance documentation
- Developed and implemented the initial AML policies, procedures, and controls, covering customer due diligence, risk assessment, escalation, record keeping, and reporting
- Advised stakeholders on regulatory requirements and compliance processes, providing guidance on their implementation across the business
- Monitored regulatory developments and advised stakeholders on relevant changes affecting company's activities and AML framework
- Prepared and submitted incorporation and corporate documentation to the Lithuanian Centre of Registers and assisted with regulatory correspondence and submissions
FinCrime Analyst (Crypto/Fiat) at Revolut (2022-08 – 2023-07)
- Partnered with Product Management and cross-functional teams to identify control gaps and strengthen fraud prevention controls by enhancing the Risk Based Investigation (RBI) workflow, improving investigation accuracy and reducing both false positives and false negatives
- Investigated complex retrospective and real-time transaction-monitoring alerts involving crypto and fiat using customer information, transaction history, geographic exposure, associated user data, and blockchain analytics tools to identify suspicious activity
- Conducted blockchain and wallet analysis to trace transaction flows, assess exposure to high-risk entities and crypto related typologies, and determine whether alerts should be cleared or escalated
- Performed customer and transaction research using internal records, OSINT, sanctions, adverse media, screening results, and external sources to identify fraud patterns, criminal use cases, and financial crime risks
- Identified and escalated suspicious activity, suspected fraud, complex, and other high-risk matters to FIU, Compliance, and Sanctions
- Analysed historical case data to identify false positives, support account reinstatement decisions, and improve investigation quality, fraud prevention, and financial crime controls
FinCrime CDD Analyst (AML/CTF Retail) at Revolut (2022-08 – 2022-10)
- Conducted high volume KYC/CDD reviews for new and existing retail customers, verifying identities and supporting documentation against internal policies and maintaining required quality standards
- Performed customer and product risk assessments using customer profiles, business activities, geographic exposure, transaction patterns, internal records, and external research sources
- Reviewed SOF/SOW information and supporting documentation to identify inconsistencies, financial crime red flags, and potential AML/CTF risks
- Analysed transaction-monitoring alerts and customer activity to identify potentially suspicious behaviour, including indicators linked to money laundering, fraud, and terrorist financing
- Documented investigation findings and escalated red flags and higher risk cases to the FIU
Operations Specialist at Intrum (Project) (2022-07 – 2022-10)
- Supported a system migration project, helping transition operational processes and information from a legacy platform to a new system
- Reviewed workflows, identified system and process issues, and supported incident resolution and continuous improvement activities in line with documented procedures and risk priorities
- Participated in operational process improvement activities, shared knowledge with colleagues, and supported the adoption of consistent working practices
- Helped increase workflow processing speed by 10% during the migration from the legacy platform to the new system by identifying bottlenecks and supporting process improvements
Senior AML/CTF & Fraud Analyst at Guidehouse (2021-06 – 2022-07)
- Investigated a high volume of complex transaction-monitoring cases, dispositioning alerts through analysis of blockchain activity, OSINT, adverse media, sanctions indicators, AML red flags, CDD/EDD findings, and customer documentation
- Supported analyst development and case quality through peer reviews and quality-control sessions for colleagues and new joiners, identifying documentation and analytical gaps and providing targeted feedback to improve investigation consistency and help maintain productivity and quality standards
- Conducted blockchain transaction analysis to identify suspicious activity and determine whether alerts should be cleared or escalated in line with AML/CTF procedures
- Documented supporting data, investigative findings, decision rationale, and customer provided documentation in case-management systems
- Prepared SAR/STR transcripts and evidence data for law enforcement authorities, including the National Crime Agency and Gardaí
- Served as a subject-matter resource by delivering AML and financial crime training on transaction-monitoring, investigations, alert disposition, escalation standards, fraud, red flags, blockchain, cryptocurrency, AML, and compliance
Information Technology Service Engineer at UCS Baltic (2019-10 – 2021-05)
- Provided on-site and remote support, including maintenance and troubleshooting of client hardware and software
- Maintained computers, network systems, and IT infrastructure, including installation, configuration, and administration of hardware and software, as well as system monitoring
- Provided technical support in a call centre environment, resolving incidents ranging from routine issues to critical problems, including 24/7 support
- Prepared, configured, and tested hardware and software systems for new clients and deployments
- Coordinated with external institutions and service providers to implement, troubleshoot, and maintain integrated payment terminal and access control systems
