Awab Jmil

Results-driven, analytical Credit & Collections professional with over 3 years of progressive experience overseeing enterprise B2B portfolios, risk management, and accounts receivable across Europe, Africa, and the GCC. Master's degree holder in Project & Enterprise Management with proven expertise in evaluating creditworthiness, mitigating financial exposure, and partnering with Sales and Finance stakeholders to drive revenue growth. Skilled in SAP S/4HANA, AX Dynamics, and financial reporting, with a strong track record of DSO reduction and team mentorship.

Collections Specialist at IWG plc (2026-03 – Present)

• Drive proactive high-volume recovery operations, executing over 75 daily targeted communications to key international enterprise accounts to ensure accelerated liquidity and rapid dispute resolution.
• Lead corporate credit and collections processes for a global portfolio of 1,200 enterprise accounts across France, Senegal, Ivory Coast, and the GCC with precise Statement of Account (SOA) management.
• Champion digital billing transformations by onboarding enterprise clients onto digital invoicing and online payment portals, significantly modernizing cash collection cycles.
• Resolve complex customer billing disputes through active cross-functional coordination with commercial teams to minimize write-offs and safeguard working capital.
• Enforce structured risk mitigation procedures ranging from service suspensions to legal escalation protocols for high-risk accounts.
• Negotiate strategic payment plans and settlement agreements with distressed corporate clients to maximize debt recovery while maintaining key commercial relationships.

Credit Analyst at ARROW ECS (2025 – 2025)

• Supervised credit management workflows for a diverse technology enterprise portfolio, maintaining strict adherence to contractual terms and risk limits.
• Mitigated corporate credit risk by assessing customer creditworthiness, adjusting credit limits, and liaising with credit insurance partners to evaluate risk profiles.
• Executed month-end closing routines and delivered executive credit performance analytics to guide strategic financial decision-making.

Credit accounts receivable Specialist at KRONES NORTH WEST AFRICA (2023-08 – 2025-03)

• Managed end-to-end AR accounting workflows, including invoice posting, cash application, payment matching, and ledger adjustments (OD).
• Optimized aging balance performance through active alignment with commercial and export teams, establishing structured collection priorities.
• Led bi-monthly executive review meetings with senior leadership to present portfolio exposure, credit risk updates, and key AR metrics.
• Handled cross-border transactions and intercompany balance reconciliations across international subsidiaries.
• Evaluated client financial performance, P&L statements, and key accounts to safeguard long-term enterprise profitability and manage risk exposure.
• Collaborated with Sales and Export teams to refine cash forecasting models and mitigate overall corporate credit exposure.
• Achieved significant DSO reduction by designing and implementing scalable, structured recovery processes.
• Supported monthly and annual accounting closing cycles in strict compliance with IFRS and Local GAAP standards.

Accounts Payable Specialist at ROBERT BOSCH MOROCCO (2022-08 – 2023-07)

• Managed invoice processing, payment execution, GR/IR account clearing, and intercompany and third-party reconciliations.
• Handled purchase order (PO) workflows and manual journal entries (OD) to maintain rigorous operational accounting standards.
• Optimized AP cycles to improve operational turnaround time and sustain full compliance with corporate Service Level Agreements (SLAs).
• Fostered vendor relations through proactive dispute management and efficient payment resolution.
• Assisted in month-end and year-end financial closing activities under IFRS and Local GAAP.

Master en Management des entreprises et gestion des projets – Université Mohamed V (2021 – 2023)

Licence en Economie et Gestion – Université Mohamed I (2017 – 2020)

Bachelor in International Finance – BAHCESEHIR University (2015 – 2017)