Lead Software Engineer

We're looking for a Nearshore Tech Lead who thrives in a startup-like environment inside an established auto lender. This isn't a traditional lead role where you manage from a distance — you're architecting, shipping production code, and setting the engineering bar for the team. Real technical ownership from day one with direct visibility into the products that power the business.

Key Responsibilities

Design & Development

• Architect, build, and operate full-stack services and user experiences powering loan origination, decisioning, and servicing on our new Flagship Platform
• Ship features end-to-end: Next.js frontend, C#/.NET backend, PostgreSQL, and AWS ECS infrastructure
• Translate complex financial and operational workflows into clean, performant, well-tested code that holds up under regulatory scrutiny and production load

API & Platform Integration

• Lead integrations with credit bureaus (Experian, Equifax, TransUnion), dealer systems (DealerTrack, RouteOne), fraud and verification providers, and third-party partners — including contract design, retry/idempotency strategy, and operational runbooks
• Extend and customize the DEFI Solutions loan origination platform — configuring workflows, scorecards, rules, and decision flows via REST APIs and MSSQL

Technical Leadership

• Own the technical direction for the nearshore squad — you set the patterns, everyone else follows
• Run design reviews, provide technical guidance, and onboard engineers joining after you
• Serve as the bridge between the nearshore delivery squad and US-based stakeholders — strong English communication is a must
• Drive observability, performance, reliability, and security across all services you own

Engineering Practices

• Set the standard for testing, observability, security, and CI/CD across the team
• Lead by example on AI-assisted development — GitHub Copilot, Cursor, Claude Code — accelerating delivery without sacrificing quality
• Collaborate directly with Product, Design, and business stakeholders from problem framing through production rollout

Must-Haves

• 7 years of professional software engineering experience with a proven lead or senior IC track record
• Expert-level C#/.NET backend and React/Next.js frontend
• Strong PostgreSQL, RESTful API design, and SQL Server/T-SQL
• Hands-on AWS experience — ECS, EKS, Fargate, Docker
• Experience integrating with multiple vendor systems (bureaus, dealer systems, etc.)
• Daily AI tooling proficiency — you're setting the standard for the team
• Strong English communication for daily standups and US stakeholder collaboration

Nice-to-Haves

• DEFI Solutions or equivalent commercial Loan Origination System experience
• Auto finance, lending, or regulated-industry background
• Event-driven architecture and AWS messaging (SNS, SQS, EventBridge, Kafka)
• ML-driven decisioning or underwriting model integration experience
• Experience leading distributed or nearshore teams