Managing Director - ABUCOOP MICROFINANCE BANK
(2024-09)
Strategic Leadership & Business Growth, Fintech Integration & Digital Transformation, Financial Performance & Risk Management, Regulatory Compliance & Corporate Governance, Team Leadership & Organizational Development
- Develop and implement a scalable growth strategy focusing on digital banking, fintech partnerships, and rural market penetration.
- Expand the banks footprint by establishing branches, mobile banking solutions, and agent banking networks across Nigeria.
- Lead the development of innovative financial products, including micro-loans, savings products, and digital payment solutions, tailored to MSMEs, rural entrepreneurs, and low-income earners.
- Identify and form strategic alliances with fintech startups, mobile network operators, and other financial service providers to enhance digital financial inclusion.
- Drive the banks brand visibility, market penetration, and customer acquisition strategy.
- Oversee the implementation of core banking systems, digital lending platforms, and mobile money services.
- Introduce AI-driven credit scoring models, alternative data lending, and blockchain-based financial solutions to improve access to finance.
- Lead automation of banking operations to enhance efficiency, reduce costs, and improve customer experience.
- Ensure seamless integration of USSD banking, mobile apps, agency banking, and POS transactions to reach the unbanked population.
- Drive profitability, asset growth, and sustainable financial performance.
- Develop and enforce robust risk management policies, credit underwriting standards, and compliance frameworks.
- Optimize capital structure and funding sources, including debt financing, grants, and impact investments to support growth initiatives.
- Oversee customer portfolio growth, loan recovery, and NPL (Non-Performing Loan) management strategies.
- Ensure strict adherence to CBN regulations, AML/CFT policies, and financial reporting standards.
- Work closely with the Board of Directors, investors, and regulatory bodies to align business strategies with compliance requirements.
- Foster a transparent, accountable, and ethical banking culture in line with corporate governance best practices.
- Recruit, develop, and lead a high-performing team of financial, technology, and customer service professionals.
- Foster a customer-centric and innovative banking culture focused on financial inclusion.
- Set and monitor performance KPIs for business growth, customer satisfaction, and operational efficiency.
Area Manager North Area - ACCION MICROFINANCE BANK - Hall 3 Taska Plaza Yanya Abuja
(2021-08)
Area Office in Abuja from May 2021 till date
Area Manager (Overseeing 11 Branches) - ACCION MICROFINANCE BANK - Accion Microfinance Bank, Head Office, 4th Floor, Elizade Plaza, 322A, Ikorodu Rd, Anthony, Lagos
(2014-07 - 2021-07)
- Manage all assigned branches within my Area/Region.
- Ensuring strong portfolio growth and superior loan portfolio quality. (Portfolio at risk PAR).
- Providing support to staff and ensuring that both short term and long term branches goals are achieved.
- Strengthen the region (Area) profitability.
- Plan and manage branches' financial budget.
- Ensure that Branches maintain update, accurate records and generate necessary reports on time.
- Ensure full compliance to policy and procedures in all the branches.
- Branches client satisfaction and Retention
- Carryout spot check/spot visit to client seeking loan above N 500.
- Assisting in marketing and Business development
- Approval of loan within my limit
- Chairing of credit committee of loan within my limit or authority level and ensure all documentations and requirement are complete prior to loan approvals.
- Assist with late repayment recovery, where necessary in accordance with the Bank's policies and procedures.
- Monitoring Branches e–business uptake and usage.
Branch Manager of Ikeja, Ikorodu, Ogba & Agege - ACCION MICROFINANCE BANK
(2009-08 - 2014-06)
- Oversee the operations and activities of the Branch.
- Ensure strong portfolio growth and superior loan portfolio quality (PAR)
- Strengthen Branch profitability
- Assist necessary dept in deposit mobilization and managing deposits portfolio growth.
- Branch Administration
- Client management and retention
- Develop and monitor financial planning and management
- Ensure that all staff follow and implement policies and procedures.
- Set performance goals with Branch staff and monitor performance per procedures for all staff.
- Implement the performance management system at the Branch level.
- Chair the credit committee for loan application.
- Spot check/visit to loan applications above my unit/authority level and ensure all documentations and requirement are complete prior to loan approvals.
- Approval of loans from N 150k – N300k.
- Assist in debt recovery and ensure that recovery strategy and procedures are adhered to.
Head of Operations - IBETO MICROFINANCE BANK - 1, Edo Emezie Street, Nnewi, Anambra State
(2007-07 - 2009-08)
- Oversee the Banking operations of Bank
- Tellers/Head teller
- Customer service department
- Funds transfer and clearing of customers' cheques with corresponding Bank.
- Cash operations (vault in/out) and treasury department
- Partake in management meeting/decision making organ of the Bank and implementation of those decisions.
Assistant Manager - SUSU MICROFINANCE BANK, LTD (STATE MFB) - 34, Commercial, Sabo Yaba
(2006-09 - 2007-07)
Credit and Marketing Department
- Marketing of Banks' products to prospective clients
- Managing and relating existing client account
- Evaluation and packaging of credit proposal
- Member of credit committee of the Bank
- Approval of loans within my limit
- Involve in recovery of the loan with recovery department.
Manager - KOSOFE COMMUNITY BANK - 24, Adedoyin Street, Mile 12, Ketu, Lagos
(2001-05 - 2006-08)
- Overseeing the General Operations of the Bank
- Authorizing Payment of Customers Instruments
- Marketing Bank product to Prospective Customers
- Recommending Customer's Loan and Advance to Loan Board Committee
- Member of Loan Board Committee
- Participation in Managerial Decision making and Implementation of the objectives of the Bank.
- Other Duties as assigned by the Board of Director.
Officer - F.S.B. INTERNATIONAL BANK PLC - Akure & Lagos
(1987 - 1990)
Formally Federal Saving Bank
- Cash officer
- Fund transfer operation office
- Customer service officer
- Bank cheques/entries
- Teller
