Gerente de Riesgos Crédito PYME
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Economist with a passion for the financial sector and a keen interest in valuation. Holding a Bachelor's Degree in Economics from Tecnológico de Monterrey and currently pursuing a Master's Degree in Valuation at Universidad Autónoma de Nuevo León. Equipped with a comprehensive understanding of economic and financial principles, I am dedicated to applying my knowledge and skills to analyze financial markets, assess asset values, and contribute to informed decision-making in the financial industry.
Analyze financial risks for credit applications considering credit history, liquidity, and borrowing capacity. Utilize tools and formulas to calculate key financial ratios to assess company financial health. Prepare detailed reports with analysis and recommendations for credit approval or denial.
Identify and mitigate potential credit risks, proposing specific terms or additional collateral. Collaborate in team meetings to discuss cases, share best practices, and receive training. Optimize credit evaluation processes to enhance efficiency and accuracy, contributing to continuous improvement in the risk department.
