Sergio Vargas Michel

Experienced leader in banking and risk management with a proven track record of optimizing financial processes, leading cross-functional teams, and ensuring regulatory compliance. Over 17 years of experience managing high-impact projects in commercial and retail banking, financial product development, and digital transformation. Passionate about driving innovative strategies to enhance operational efficiency and improve customer experience in global financial institutions.

Key Competencies:

• PMO leadership and management of complex projects.
• Implementation of Agile methodologies (Scrum, Agile).
• Optimization of credit origination processes and regulatory compliance (AML, KYC, IFRS).
• Credit risk analysis and portfolio management.

• Key Achievements:
• Detected and corrected $300M USD in credit provisions during risk reviews in LATAM.
• Led digital transformation projects that increased operational efficiency by 20%.
• Designed compliance processes ensuring 100% alignment with CNBV regulations.

Masters in Corporate Finance

B.S. in Computer Engineering and Information Technologies