Kim Ee Yeow

• Credit analyst with more than 2 years of experience analyzing the profile of prospective borrowers, with a focus on SMEs
• Expert in risk mitigation, financial analysis, and credit evaluation in the area of alternative financing
• Proficient in developing policies for internal control and governance
• Well-versed in the financial sector: won a regional investment championship; interned under the wing of one of Malaysia's leading fund managers; published a thesis on sustainable finance

More than 2 years of experience as a credit analyst in a fintech startup specializing in peer-to-peer financing. My main role is to conduct credit analysis and financial analysis, with emphasis on the credit worthiness, financial health, contract-level risks, project viability, and business model viability, of corporate, SME, and micro-SME borrowers. Additionally, I developed credit policies & guidelines for internal governance as well as developed credit scoring models which sped up the approval turnaround time by 50%.

Interned with a fund management company as an equity research intern providing coverage of local equities. I performed research and documented findings in investment research reports complete with the intrinsic value, target entry price, and buy/hold/sell recommendations.

Obtained Bachelor's Degree (Hons) in Finance and Economics from Xiamen University. Maintained 100% scholarship throughout the 3-year course.