Aamer Taj

CFA Level III candidate, having successfully passed CFA Levels I and II on the first attempt. Currently working as an Investment Analyst at EFU Life Assurance Ltd., with two years of experience in the financial services and investment management industry across Pakistan and Saudi Arabia. Skilled in financial modeling, equity valuation, investment analysis, and market research, with a proven ability to support strategic decision-making through data-driven insights.

Adept at combining analytical expertise with client-facing communication to deliver value in both financial and commercial contexts. Motivated to contribute to equity research and corporate growth by providing clear, accurate, and actionable analysis.

Investment Analyst at EFU Life Assurance Ltd (2025-11 – Present)

EFU Life Ltd is the largest life insurance company in Pakistan with an investment portfolio exceeding USD 800 million in assets under management. Primarily focused in equity and fixed income investments.

• Conducted equity analysis of listed companies to identify investment opportunities.
• Performed industry research to evaluate sectoral trends and competitive positioning.
• Built and maintained financial models to forecast company performance and valuation.
• Supported investment decisions in listed firms within Pakistan's capital markets.
• Delivered data-driven insights to enhance portfolio performance and risk management.

Finance Intern at Cloud Primero (2025-02 – 2025-05)

Cloud Primero is a BPO firm, delivering outsourcing solutions across finance, technology, consultancy, and HR to help clients optimize efficiency and drive growth.

• Supported the financial planning and reporting team, preparing management reports.
• Assisted in budgeting, forecasting, and variance analysis to improve financial accuracy.
• Conducted financial data analysis to identify cost drivers and growth opportunities.
• Collaborated with teams to align operational KPIs with financial goals.
• Developed skills in financial reporting tools and Excel modeling.

Research Analyst trainee at AL Tamweel Investment (2024-05 – 2024-06)

Al Tamweel Investment is a small real estate investment company based in Saudi Arabia. Firm operates as a buy-side investment company, focusing on evaluating opportunities for long-term value creation.

• Assisted supervisor in analyzing publicly traded companies in Saudi Arabia.
• Applied financial and analytical skills to develop financial models (DCF, comparables).
• Conducted data collection and interpretation from financial statements, market reports etc.
• Supported the preparation of investment reports by drafting sections and validating key insights.
• Collaborated with the team to ensure accuracy and clarity in investment recommendations.
• Enhanced understanding of real estate and broader equity markets through hands-on experience.

B.S. in Economics & Finance – University of Karachi (2022 – 2025)

CFA in Investment Analysis and Financial Principles – CFA Institute