Abdulateef Oduguwa

Please accept this letter as an expression of my interest in the Microfinance Banking Sector, Public sector. I am a highly motivated and progress-focused Head with a long-standing background in this industry. With a track record of initiative and dependability, I have devised strategic initiatives which I believe will prove valuable to Mutual Benefits Microfinance Bank Limited.

Throughout the course of my career, I have perfected my Teamwork and Problem solving abilities. I am a capable and consistent problem-solver skilled at prioritizing and managing projects with proficiency.

In my previous role, I contributed communication, problem-solving toward team efforts and business improvements. I am progressive minded and in tune with new developments in my field. I have proven to be effective and collaborative with strong teamwork talents. I enjoy collective brainstorming sessions which all me to coordinate activities to achieve a common goal.

My previous experience working as Head for Public and private sector at Alert Microfinance Bank Ltd, gave me the experience i needed. I have an excellent track record of loan disbursement to both public and private sector. My expertise in public and private sector loan disbursement make me a great addition to your team.

Please take a moment to review my attached resume and credentials. I would greatly appreciate the opportunity to speak with you regarding my candidacy.

Thank you for your consideration.

January 2nd 2018 Till Date; Alert Microfinance Bank Ltd., 33 Idumagbo Avenue Lagos Island.

Head Corporate Banking Department

• Pioneer the Disbursement of assets acquisition loans of over N1, 096, 472, 460 (One billion, ninety-six million, four hundred and seventy-two thousand, four hundred and sixty naira only) to over 1,853 teachers in Lagos State.
• Introduce the bank to civil servants in other public sector who are interested in enjoying the banks product and services in large numbers with flexible repayment terms through Oracle with over N276,529,595 (Two hundred and seventy-six million, five hundred and twenty-nine thousand, Five hundred and ninety-five naira only)
• Introduce the bank to Private sector loan product with a disbursement of Over N1,966,118,200 (One billion, Nine hundred and sixty-six million, one hundred and eighteen thousand, two hundred naira only)
• Versatile in the area of credit appraisal and business development. 

January 2nd 2018 Till Date; Alert Microfinance Bank Ltd., 33 Idumagbo Avenue Lagos Island.

Head Corporate Banking Department

• Pioneer the Disbursement of assets acquisition loans of over N1, 096, 472, 460 (One billion, ninety-six million, four hundred and seventy-two thousand, four hundred and sixty naira only) to over 1,853 teachers in Lagos State.
• Introduce the bank to civil servants in other public sector who are interested in enjoying the banks product and services in large numbers with flexible repayment terms through Oracle with over N276,529,595 (Two hundred and seventy-six million, five hundred and twenty-nine thousand, Five hundred and ninety-five naira only)
• Introduce the bank to Private sector loan product with a disbursement of Over N1,966,118,200 (One billion, Nine hundred and sixty-six million, one hundred and eighteen thousand, two hundred naira only)
• Versatile in the area of credit appraisal and business development. 

May 21st 2012 To December 2017; Mainstreet Bank Micro Finance Bank Ltd., 94, Broad Street, Lagos Island, Lagos State

Loan Monitoring & Recovery

• Initiating & Processing Loan Restructuring, Negotiations, Others;
• Supervising Pre & Post Disbursement Loan Monitoring;
• Presenting Loan Monitoring/Recovery & Other Statutory Reports;
• Supervising Periodic Review of Loan Accounts/Clients Portfolio;
• Developing & Deploying both Internal & External Recovery Apparatus

Marketer

• Deposit Mobilization
• Marketing the Bank’s Products and services
• Booking of Loans
• Collection of Loan Repayments
• Fixed Deposit Mobilization
• Introducing New Customers to the Bank
• Maintaining the Bank Existing Customers.

Credit Risk Management Officer

• Credit Appraisal, Review and Administration
• Reporting to Head, CRM On Credit Position (Active Loans, Disbursed & Level of PAR);
• Filling & Documenting 
• Minutes Taken at Credit Meetings

Operations Department

• Posting of Daily Transaction for offline Branches
• Dropping of cash Collateral
• Reversal of Transactions from sundry’s Account
• Processing cheque for loan customers
• Processing cheque for loan disbursed to NUT customers
• Debit customer for Issuance of Cheque Books, Withdrawal Booklets, Deposit,

Passbook charges and Handling charges

• Movement of Cash to/Fro

i. Branches ii. Bank

• Processing Fund transfer through NEFT
• Processing of all Transfer Instructions

2012 - 2016 University of Education Winneba, Ghana

• BSc in Political Science

2007 - 2010 Federal College of Education Special Oyo, Oyo State

• Nigeria Certificate in Education (NCE) in Social Studies and Children with Intellectual Retardation

2002–2007 Lagos State Civil Service Model College Ikorodu Lagos State

• Senior School Certificate Examination (SSCE)

1996-2001 Local Government Primary School Ipakodo Ikrodu Lagos State

• Primary School Leaving Certificate