Abimbola Aluko

Finance professional who has moved through credit, accounting and audit roles across Nigeria's microfinance sector, with a stint teaching Mathematics that sharpened how she explains numbers to people who aren't finance-minded. Comfortable assessing loan risk, closing the books, or testing internal controls — the kind of person who double-checks the figures before they go out. Strong in Excel and financial reporting, and used to working directly with clients and management rather than staying behind a spreadsheet.

Credit Officer - Grooming Centre Microfinance

(2024-06 - 2025-06)

• Reviewed loan applications from small business owners and salaried clients, checking income documentation, guarantor details and repayment capacity before recommending approval.
• Managed a live loan portfolio, following up with clients ahead of due dates and renegotiating repayment plans for accounts showing early signs of default.
• Carried out pre-disbursement visits to client businesses to confirm operations and collateral, and flagged inconsistencies to the credit committee before sign-off.
• Kept portfolio records current on the branch's loan management system, reconciling disbursements against approved limits.

Accountant - BC Kash Microfinance Bank

(2020-09 - 2021-12)

• Posted daily transactions and reconciled cash and bank accounts, catching discrepancies before they carried into month-end close.
• Prepared monthly financial statements and management reports for review by the branch manager.
• Supported statutory and internal audit exercises by organizing supporting documentation and responding directly to auditor queries.
• Tracked regulatory reporting deadlines for microfinance operations to keep the branch compliant.

Auditor - Sweet Sensation

(2019-12 - 2020-06)

• Reviewed outlet-level financial records and cash-handling procedures to check for irregularities and gaps in documentation.
• Tested internal controls around inventory, purchasing and petty cash, and wrote up findings for management review.
• Recommended tighter cash-reconciliation controls that were adopted at outlet level.

Examination Officer / Mathematics Teacher (NYSC) - Sheik Ja'afar Mahmud Adam College

(2018-04 - 2019-04)

• Taught Mathematics to secondary school students, breaking exam-focused topics like algebra and geometry into lessons students could actually follow.
• Set and marked continuous assessment tests and end-of-term exams.
• Coordinated examination logistics, including timetabling, invigilation rosters and safe custody of question papers.
• Maintained student records and liaised with subject teachers on grading.

SIWES Trainee - Byte & Bakers

(2015-08 - 2016-01)

• Handled data entry and record-keeping for daily office operations.
• Filed and organized administrative documents, supporting the wider team during the placement.

B.Tech. - Statistics - Ladoke Akintola University of Technology (2016)

NECO - St. Margaret Girl's School (2008)

First School Leaving Certificate - Beulah international school (2002)