Abraham Akindele
Recovery Officer
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About
- Keep tracking outstanding debts
- Plan course of action to recover owed money
- Locate and contact debtors
- Update account status and database regularly
- Comply with requirements when legal action is unavoidable
- Handle customers' questions or complaints
- Negotiate payoff deadlines and payment plans
- Build trust with debtors
- Identify gaps in the system and recommend solutions
Experience
RIGO MICRO FINANCE BANK LTD Jan 2020– Present
Recovery/Loan Verification Officer
To reduce substantially bank PAR through daily loan monitoring
Monitoring of the bank loan portfolio at risk from appraisal level in fully recovery.
Weekly review of the bank portfolio at risk at the credit management meeting every Thursday.
Ensuring close contact with loan officers on their default clients, provide support for them in the area of joint visit for recovery, calls and letters to some of the defaulters as the need arises
Liaise with the bank police officer to follow up with the cases of the banks’ defaulters, as to collect any money been paid to them very quickly.
ASHA MICRO FINANCE BANK LTD Oct 2019 – Jan 2020
Loan Officer
Reviewing, authorizing and recommending for approval of business or credit loan.
Advise borrowers on financial status and methods of payment.
Propose appropriate solutions and documents all processes for underwriting transaction and prepare other documents for booking of loans.
Responsible in acquisition and management of loans and savings portfolio: Loan initiation processing, monitoring and repayment.
Making sales of loan packages through proactively soliciting and self-sourcing mortgage business to meet loan.
Conduct a thorough loan analysis to ascertain customer’s payment capacity and willingness.
360 RESTAURANT AND LOUNGE Jan 2009 – August 2011
Cashier
Achieved sales goals through product recommendations to guests.
Assisted with the flow of guests by taking food and drink orders as needed.
Cash handling and end of day revenue reconciliation and applicable paperwork.
Dedicated to providing outstanding customer service and received numerous outstanding customer comments.
Multi-tasked to ensure that customers from up to five tables received service food efficiently.
Education
UNIVERSITY OF BENIN, BENIN, EDO STATE
Second Class Upper (Computer Science Education)
2020
FEDERAL COLLEGE OF EDUCATION (TECHNICAL) AKOKA, YABA
Upper Credit (Computer/Mathematic Education)
2015
EMMANUEL COMPREHENSIVE SCHOOL, SANGO, OGUN STATE 2006
Senior Secondary Certificate Examination
SANTOS NURSERY & PRIMARY SCHOOL, BOUNDARY, LAGOS STATE
First School Leaving Certificate
CERTIFICATION
2000
TRENDNET NETWOKING COMPUTERS, ORIBANWA, LAGOS STATE 2012
Certificate in Web Designing and Development
DANAMI COMPUTERS, IJAIYE, LAGOS STATE 2007