Abraham John
Credit and Loan Mgt. Officer
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About
A fast learner, adaptable to any environment, and effective under supervision. Experienced in clerical tasks, record keeping, basic financial operations, solid office administration skills and corporate banking ethics. Detail oriented, adaptable and committed to delivering quality results. Ready to contribute positively in a dynamic goal-driven environment.
Experience
Credit and Loan Mgt. Officer - LAPO MICROFINANCE BANK - Lagos
(2022-01 - 2023-12)
- Evauation of clients credit data and financial statement to ascertain lending risk.
- Provision of financial advice to clients on loans application, repayments plans and debt management.
- Ensuring proper analysis of clients financial records and recommending loan approval or rejection.
- Monitoring existing loans and credit lines to ensure timely repayments.
Technical Sales Analyst - EEGOJA OIL & GAS LTD. - Niger State
(2016-01 - 2020-12)
- Identification of sales difficulties and provision of improved recommendation.
- Provides sales representatives with performance reports and recommendations for improvements.
- Development of sales and business development strategies.
- Conduction of market research and competitor analysis for sales forecast.
Education
First School Leaving Certificate - Kekerume Pry. School (2010-12)
National Examination Council (NECO) - Ihima Community Sec. School (2016-12)
National Diploma - Banking and Finance - Federal Polytechnic Bida (2021-12)
Higher National Diploma - Banking and Finance - Federal Polytechnic Bida (2025-12)
