Anna Yusuf

Finance and Accounts professional with over 8 years of progressive experience in accounting, financial reporting, financial operations, budgeting, forecasting, reconciliations, audit support, regulatory compliance, and financial analysis, including significant experience within the financial services sector. Experienced in overseeing financial operations, preparing management accounts, analysing financial performance, supporting budgeting and forecasting processes, and ensuring the accuracy and integrity of financial records. Strong knowledge of financial controls, IFRS principles, tax compliance, audit processes, financial risk assessment, and regulatory requirements applicable to financial services businesses.

Skilled in providing financial insights to senior management, analysing revenue and expenditure trends, identifying opportunities to optimise cash flow and control costs, and supporting strategic decision-making. Experienced in collaborating with cross-functional teams to improve accounting processes and ensure effective integration of financial controls into business operations. Currently pursuing the professional qualification of the Institute of Chartered Accountants of Nigeria (ICAN).

A highly analytical and results-oriented finance professional with over 8 years of experience and the ability to operate effectively in fast-paced and highly regulated environments.

Senior Finance Officer - FAST CREDIT Finance Company - Lagos, Nigeria (2024-01) - Oversee and support the day-to-day financial operations of a financial services business, ensuring the accuracy, completeness, and integrity of financial records.

• Prepare and review monthly management accounts and financial reports for senior management and executive decision-making.
• Support the budgeting and forecasting process through the analysis of historical financial performance, business trends, income, expenses, and operational requirements.
• Analyse financial performance against budgets and prior periods, identify significant variances, and provide insights into the underlying causes and potential corrective actions.
• Monitor revenue streams and financial performance, including interest income and other income-generating activities.
• Analyse operating expenses, interest expenses, borrowings, and other costs to identify opportunities for cost control and improved profitability.
• Support the development of financial strategies aimed at improving cash flow, optimising financial resources, controlling costs, and enhancing profitability.
• Review and reconcile general ledger accounts, trial balances, bank accounts, receivables, payables, prepayments, and other balance sheet accounts.
• Oversee and perform detailed reconciliations to ensure the accuracy and completeness of financial information.
• Investigate unusual, inconsistent, or unsupported accounting entries and work with relevant stakeholders to resolve identified issues.
• Support internal and external audit processes by preparing financial schedules, reconciliations, supporting documentation, and responses to audit queries.
• Assist in the identification and assessment of financial and operational risks and support the implementation of appropriate financial controls.
• Support compliance with applicable financial reporting requirements, tax obligations, regulatory expectations, internal policies, and financial control procedures.
• Prepare and review tax schedules and provide financial information required for statutory, regulatory, and compliance reporting.
• Provide financial analysis and insights to senior management to support strategic decision-making and business planning.
• Collaborate with cross-functional teams to resolve accounting and financial reporting issues and improve the efficiency of finance processes.
• Support the integration of accounting best practices into business processes and financial systems.
• Review financial information and transactions to ensure compliance with applicable accounting policies, internal controls, and regulatory requirements.
• Contribute to the improvement of financial reporting, reconciliation, and accounting processes through process reviews and continuous improvement initiatives.
• Maintain awareness of developments in financial services, digital payments, fintech operations, regulatory requirements, and emerging trends affecting the financial sector.

Junior Finance

Officer - Fast Credit Limited - Ikeja (2018-09 - 2023-12) - Managed and maintained accurate accounting records and financial transactions.

• Prepared financial reports, reconciliations, and supporting schedules.
• Supported budgeting, forecasting, and financial analysis activities.
• Assisted with audit preparation and responses to audit requests.
• Ensured compliance with applicable accounting policies, financial controls, and regulatory requirements.
• Collaborated with internal and external stakeholders to resolve financial and accounting issues.

Bachelor's Degree - Accounting - Bowen University (2016)

Professional Qualification - Accountancy - Institute of Chartered Accountants of Nigeria (ICAN)