Ayobami Olowe

Reconciliation and payment operations specialist with 5 years' experience supporting day-to-day controls across deposits, withdrawals, and settlement follow-ups.

Experience supporting financial controls aligned with AP/AR processes, including payment tracking, settlement validation, and reconciliation of financial records, and audit-ready documentation. Practical exposure to KYC support, chargebacks, SCUML reporting, and fraud checks in a regulated environment.

Reconciliation Officer at KingMakers (2022-02 – Present)

• Performed daily, weekly, and monthly bank-to-back-office reconciliation of deposits and withdrawals.
• Followed up and resolved exceptions outstanding after daily reconciliation, track root causes and close breaks with supporting evidence.
• Validated reversals and ensure adjustments are correctly reflected across bank statements and internal ledgers.
• Prepared monthly reconciliation reports and highlight variances or irregular movements for investigation.
• Maintained complete reconciliation documentation to support audits and internal reviews.
• Supported improvements to reconciliation controls and process documentation to reduce repeat exceptions.
• Completed ad hoc reconciliation tasks assigned by the Reconciliation Lead or relevant stakeholders.
• Supported month-end reconciliation and reporting activities, ensuring accuracy of financial records before closing.
• Worked closely with Treasury to monitor cash movements and settlement positions.
• Ensured all reconciliation activities complied with internal controls and audit requirements.

Payment Officer at KingMakers (2021-06 – 2022-02)

• Handled back-office duties for withdrawals escalated via Salesforce and internal email channels.
• Verified withdrawal transactions to align with internal policies and applicable regulatory requirements.
• Validated customer account details and transaction information to minimize errors and reduce fraud exposure.
• Reconciled withdrawal transactions against financial records and account balances; investigated and resolved discrepancies.
• Coordinated with internal teams and third-party payment gateways to resolve processing issues and improve turnaround time.
• Managed escalations by raising payment alerts and major incidents with relevant payment stakeholders.
• Handled KYC support activities, chargebacks, and weekly SCUML reporting.
• Maintained controls to mitigate risks linked to fraud, money laundering, and unauthorized withdrawals; performed periodic fraud checks and annulled fraudulent attempts.
• Responded to customer inquiries on withdrawal requests and partnered with customer support to resolve escalated cases.
• Completed ad hoc tasks assigned by the Team Lead or Manager.

Teacher (NYSC) at Infinity Basic School (2020-04 – 2021-02)

• Prepared lesson plans aligned to curriculum requirements while maintaining an inclusive classroom environment.
• Evaluated student progress, maintained records, and supported recommendations for future development.
• Maintained classroom management standards to keep students engaged and on task.

Intern at International Breweries Plc. (2015-07 – 2016-09)

• Maintained documentation and dispatch of HR records and operational documents.
• Supported stock counts and daily stock movement records; verified received quantities against clerical computation (EBS).
• Issued invoices and supporting documents, including picking slips and goods received notes (GRN), for finance submission.
• Issued raw materials to packaging line on request and generated required documentation.

B.Sc. in Accounting – Babcock University (2025)

Higher National Diploma (HND) in Accounting – Osun State Polytechnic (2019)

National Diploma (ND) in Accounting – Federal Polytechnic (2014)