Blessing Michael
Insurance Underwriter & Risk Management Professional
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About
Energetic and detail-oriented graduate with a B.Sc. in Insurance & Risk Management (2:1, GPA 4.43/5) and hands-on experience in insurance underwriting, claims, and client relationship management. Skilled in risk assessment, data analysis, policy administration, and compliance. Demonstrated ability to improve operational efficiency, enhance customer satisfaction, and support business growth.
Adept at using Microsoft Excel, Word, Outlook, and underwriting software to deliver accurate analysis and documentation. Seeking to leverage strong analytical, communication, and problem-solving skills to contribute to an innovative insurance or financial services organization.
Experience
NYSC Intern, Insurance Underwriter - KBL Insurance Ltd - Lagos, Nigeria
(2024-07 - 2025-08)
- Evaluated and assessed non-life insurance policies (motor, property, general liability, travel insurance).
- Analyzed client data and risk factors to recommend terms, premiums, and coverage.
- Drafted, reviewed, and issued policy documentation in line with compliance standards.
- Collaborated with brokers, agents, and clients to gather documentation and clarify terms.
- Maintained regulatory adherence while balancing profitability and customer satisfaction.
Insurance Intern - KBL Insurance Company - Lagos, Nigeria
(2022-10 - 2023-03)
- Ensured compliance in car insurance claims settlements.
- Streamlined processes, improving efficiency and satisfaction by 15%.
- Managed and analyzed 10+ claim files weekly, ensuring timely processing.
- Built strong client relationships by resolving inquiries promptly.
Sales Executive - Bries Properties - Lagos, Nigeria
(2020-04 - 2021-02)
- Boosted property sales revenue by ₦23M through targeted marketing and negotiation.
- Achieved 10% revenue growth by driving new client acquisition.
- Enhanced customer retention by 15% through personalized support.
Education
B.Sc. - Insurance & Risk Management - Ekiti State University (2018-06 - 2024-02)