Edegbe Joseph

To strive for excellence and precision at all times, in all position and circumstances, allowing relevant skills acquisition, opportunity for individual growth through job challenges and making contribution to realising both self and cooperate goals for professional distinction.

Credit/loan officer at Liquidcrest Microfinance Bank (2024-01 – Present)

Credit and loan management officer responsible for compliance, business development, risk assessment, and client service operations.

• Work in compliance with company policies and procedures
• Identify and develop new business opportunities with client contacts
• Utilize effective problem solving and time management skills in client service operations
• Assist in risk assessment and mitigation activities
• Develop process improvements to enhance service efficiency and effectiveness
• Provide assistance to less experienced staffs when needed
• Loan disbursement
• Credit and facility analysis
• Provide client support services in accurate and timely fashion

Clients support officer at Lapo Microfinance Bank (2021-01 – 2024-12)

Client support officer responsible for customer service, relationship management, and loan operations.

• Provide client support services in accurate and timely fashion
• Build positive and productive relationships with clients
• Make frequent client calls and visits to strengthen client relationships
• Mobile teller
• Union formations
• Savings mobilisation
• Loan disbursement
• Loan recovery
• Work in compliance with company policies and procedures
• Identify and develop new business opportunities with client contacts
• Utilize effective problem solving and time management skills in client service operations
• Assist in risk assessment and mitigation activities
• Develop process improvements to enhance service efficiency and effectiveness
• Provide assistance to less experienced staffs when needed

Ordinary seaman (OS) at Top Express Marine Services Limited (2018-01 – 2020-12)

Ordinary seaman position in maritime services.

Ordinary seaman (OS) at Zircon Marine Limited (2017-01 – 2018-12)

Ordinary seaman position in maritime services.

Beta Friends Preposition (Retail Banker) at Diamond Bank Plc (2015-01 – 2017-12)

Retail banking officer responsible for client relationship management and deposit mobilization.

• Sourcing for new and profitable relationships
• Deepening existing business relationships and understanding customers financial affairs
• Networking and profiling customers
• Account monitoring
• Deposit mobilization

Form Teacher at Authentic Touch Academy (2013-01 – 2015-12)

Form teacher at Junior Secondary School 2 level responsible for teaching and lesson preparation.

• Teaching
• Writing of lesson notes

– Maritech Industrial & Management Academy (2023-01 – 2023-12)

– Onshore and Offshore Safety Institute of Nigeria (2022-01 – 2022-12)

National Certificate in Education (NCE) in Computer Science/Biology – Edo State College of Education, Ekiadolor (2009-01 – 2012-12)

Senior School Certificate Examination (SSCE) – Pace Setters Academy (2003-01 – 2009-12)

First School Leaving Certificate (FSLC) – Army Command Children's School (1994-01 – 2002-12)