Elizabeth Forever

Results-driven and highly experienced Trade & Treasury Compliance Monitoring Officer with over 5 years of specialized expertise in Trade Finance Compliance, Treasury Operations Monitoring, AML/CFT, Sanctions Screening, and Regulatory Risk Management within a leading commercial bank. Proven track record in conducting comprehensive transaction monitoring, performing reconciliations, executing Enhanced Due Diligence (EDD), and ensuring full compliance with CBN regulations, FX Manual, and international standards. Skilled in identifying compliance gaps, mitigating regulatory and financial risks, driving process improvements, and supporting seamless trade and treasury operations.

Recognized for analytical precision, integrity, and the ability to collaborate across functions to maintain a robust compliance culture while supporting business growth.

Trade & Treasury Compliance Monitoring Officer - Sterling Bank Plc

(2022-06)

• Conduct daily monitoring and review of all inward and outward PAPSS, Form M, Form A (Invisibles), NXP, Letters of Credit (LC), Bills for Collection (BC), and Non-Valid for FX transactions to ensure regulatory compliance and completeness of documentation.
• Perform FCCL (Foreign Currency Control Ledger) reconciliations, FCY & LCY Blotter reviews, and Net Open Position (NOP) reconciliations to maintain integrity of treasury positions and prevent discrepancies.
• Execute comprehensive review of OBB (Open Buy Back) placements and takings, Fixed Income Securities, and Bloomberg trades against Core Banking Application (SeaBaas) records.
• Carry out sanctions screening on applicants, beneficiaries, and counterparties, including review of high-risk jurisdictions and dual-use goods.
• Perform Enhanced Due Diligence (EDD) on high-risk customers and transactions, prepare detailed risk assessments, and provide recommendations to senior management.
• Monitor export domiciliary accounts and ensure timely repatriation of export proceeds in line with CBN regulations.
• Conduct Nostro Account reconciliations, investigate long outstanding items, and escalate exceptions for prompt resolution.
• Review Trade Service activities for compliance gaps, process weaknesses, and adherence to internal policies and FX Manual.
• Support the filing of Suspicious Transaction Reports (STRs) and other regulatory reports to NFIU while maintaining accurate investigation records.
• Manage Correspondent Banking relationships through Annual Due Diligence, AML/CFT questionnaires, and timely responses to regulatory queries.
• Perform Income Assurance and Concession reviews to identify shortfalls and ensure appropriate charges on trade transactions.
• Provide compliance advisory, training, and awareness to business units and junior analysts on trade finance, treasury operations, and AML/CFT requirements.
• Actively participate in Mock FX Examinations and support preparation for CBN regulatory audits.
• Maintain robust documentation, dashboards, and tracking logs for audit readiness and management reporting.

Customer Service & Operations Representative (UBA CFC) - United Bank for Africa (UBA) Plc

(2019-10 - 2022-06)

• Enforced Front-Office Know Your Customer (KYC) onboarding protocols, identifying and verifying corporate and retail entities to optimize frontline financial crime compliance.
• Audited customer static data modifications and account profile maintenance parameters to assure flawless compliance with global data alignment guidelines.
• Collaborated directly with Trade and Treasury back-office units to facilitate precise documentation release, settlement processing, and account validation procedures.
• Identified high-net-worth transactional risks at the branch level, channelling suspicious trends directly into the AML/CFT internal report pipeline.

Customer Service Executive - Kleef and Helixor Pharmaceutical Nig Ltd

(2017-11 - 2019-09)

• Managed customer orders, complaints, and product-related inquiries while maintaining accurate records and ensuring timely resolutions.

Bachelor of Science (B.Sc. Ed.) - Chemistry - University of Nigeria, Nsukka (UNN) (2011 - 2015)

Senior Secondary School Certificate (SSCE) - St. Joseph's College, Aba (2005 - 2011)