Fidelis Ojeakhena
LOAN OFFICER
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About
To work with the existing staff and facilities, contributing the best of my ability and quota, so as to improve organizational objectives and achieve managerial goals and targets.
Experience
LOAN OFFICER - AB MICROFINANCE BANK NIGERIA - 28, Akintoye Shogunle str, Ikeja, Lagos
(2024-11)
- Conducting direct promotion and other marketing activities, explaining the bank's products to potential clients and opening loan applications
- Conducting loan analysis by visiting the business and household of clients and guarantor and preparing a loan proposal according to the bank's credit procedures and policies
- Presenting loan proposals to the credit committee
- Participating as a member of the credit committee
- Monitoring loan repayments and loan recovery including on-site visits, seizing collaterals and following legal steps until full repayment
- Comply with the bank's code of conduct and policy, credit procedures and other regulations.
JUNIOR LOAN OFFICER - AB MICROFINANCE BANK NIGERIA - 28, Akintoye Shogunle str, Ikeja, Lagos
(2024-03 - 2024-10)
- Conducting direct promotion and other marketing activities, explaining the bank's products to potential clients and opening loan applications
- Conducting loan analysis by visiting the business and household of clients and guarantor and preparing a loan proposal according to the bank's credit procedures and policies
- Presenting loan proposals to the credit committee
- Participating as a member of the credit committee
- Monitoring loan repayments and loan recovery including on-site visits, seizing collaterals and following legal steps until full repayment
- Comply with the bank's code of conduct and policy, credit procedures and other regulations.
TRAINNEE LOAN OFFICER - AB MICROFINANCE BANK NIGERIA - 28, Akintoye Shogunle str, Ikeja, Lagos
(2023-08 - 2024-02)
- Conducting direct promotion and other marketing activities, explaining the bank's products to potential clients and opening loan applications
- Conducting loan analysis by visiting the business and household of clients and guarantor and preparing a loan proposal according to the bank's credit procedures and policies
- Presenting loan proposals to the credit committee
- Participating as a member of the credit committee
- Monitoring loan repayments and loan recovery including on-site visits, seizing collaterals and following legal steps until full repayment
- Comply with the bank's code of conduct and policy, credit procedures and other regulations.
LOAN OFFICER - ASHA MICROFINANCE BANK LTD - 26, Allen Avenue, Ikeja, Lagos
(2015 - 2023)
- Evaluate loan applications and documentation by confirming credit worthiness
- Maintaining customer confidence by keeping loan information confidential
- Helps customers by answering questions; responding to request.
- Rejects loans by explaining deficiencies to applicant
- Completes loan contracts by explaining provisions to applicant; obtaining signature and notarizations; collecting fees
- Improves loan applications and documentation by informing applicant of additional requirements.
- Approves loans by issuing checks or forwarding applications to loan committee etc.
CLIENT RELATION OFFICER - ASHA MICROFINANCE BANK LTD - 26, Allen Avenue, Ikeja, Lagos
(2012 - 2015)
- Provide excellent customer service to all current and prospective clients even among peak hours, cross-sell products and services to current and prospective client in the branch.
- Provide product and account information to clients.
- Identify and escalate service improvement opportunity through client interaction and feedback and ensure successful resolution of customer request or concerns.
- Recommend prospective clients to LOs for initial processing.
- Ensure timely, complaint and customer-friendly account-opening and contract signing, processes and assist clients with documentation as needed.
Administrative Officer - NYSC (Anambra East Local Govt. Council) - Anambra State
(2009 - 2010)
Department of Education and Social Development
Education
B.Sc - Economics - Ambrose Alli University, Ekpoma (2008)
SSCE - Agbado District Comp. High School (2003)
