LOAN OFFICER - AB MICROFINANCE BANK NIGERIA - 28, Akintoye Shogunle str, Ikeja, Lagos
(2024-11)
- Conducting direct promotion and other marketing activities, explaining the bank's products to potential clients and opening loan applications
- Conducting loan analysis by visiting the business and household of clients and guarantor and preparing a loan proposal according to the bank's credit procedures and policies
- Presenting loan proposals to the credit committee
- Participating as a member of the credit committee
- Monitoring loan repayments and loan recovery including on-site visits, seizing collaterals and following legal steps until full repayment
- Comply with the bank's code of conduct and policy, credit procedures and other regulations.
JUNIOR LOAN OFFICER - AB MICROFINANCE BANK NIGERIA - 28, Akintoye Shogunle str, Ikeja, Lagos
(2024-03 - 2024-10)
- Conducting direct promotion and other marketing activities, explaining the bank's products to potential clients and opening loan applications
- Conducting loan analysis by visiting the business and household of clients and guarantor and preparing a loan proposal according to the bank's credit procedures and policies
- Presenting loan proposals to the credit committee
- Participating as a member of the credit committee
- Monitoring loan repayments and loan recovery including on-site visits, seizing collaterals and following legal steps until full repayment
- Comply with the bank's code of conduct and policy, credit procedures and other regulations.
TRAINNEE LOAN OFFICER - AB MICROFINANCE BANK NIGERIA - 28, Akintoye Shogunle str, Ikeja, Lagos
(2023-08 - 2024-02)
- Conducting direct promotion and other marketing activities, explaining the bank's products to potential clients and opening loan applications
- Conducting loan analysis by visiting the business and household of clients and guarantor and preparing a loan proposal according to the bank's credit procedures and policies
- Presenting loan proposals to the credit committee
- Participating as a member of the credit committee
- Monitoring loan repayments and loan recovery including on-site visits, seizing collaterals and following legal steps until full repayment
- Comply with the bank's code of conduct and policy, credit procedures and other regulations.
LOAN OFFICER - ASHA MICROFINANCE BANK LTD - 26, Allen Avenue, Ikeja, Lagos
(2015 - 2023)
- Evaluate loan applications and documentation by confirming credit worthiness
- Maintaining customer confidence by keeping loan information confidential
- Helps customers by answering questions; responding to request.
- Rejects loans by explaining deficiencies to applicant
- Completes loan contracts by explaining provisions to applicant; obtaining signature and notarizations; collecting fees
- Improves loan applications and documentation by informing applicant of additional requirements.
- Approves loans by issuing checks or forwarding applications to loan committee etc.
CLIENT RELATION OFFICER - ASHA MICROFINANCE BANK LTD - 26, Allen Avenue, Ikeja, Lagos
(2012 - 2015)
- Provide excellent customer service to all current and prospective clients even among peak hours, cross-sell products and services to current and prospective client in the branch.
- Provide product and account information to clients.
- Identify and escalate service improvement opportunity through client interaction and feedback and ensure successful resolution of customer request or concerns.
- Recommend prospective clients to LOs for initial processing.
- Ensure timely, complaint and customer-friendly account-opening and contract signing, processes and assist clients with documentation as needed.
Administrative Officer - NYSC (Anambra East Local Govt. Council) - Anambra State
(2009 - 2010)
Department of Education and Social Development
