Jude Aido Aido

Results driven Treasury and Finance Professional with 5years + experience in Finance and treasury operations, liquidity management, cash flow forecasting, reconciliations, investment analysis, and financial reporting. Skilled at managing banking relationships, statutory compliance, and treasury systems to support business growth and risk management. Adept at delivering strategic financial solutions, ensuring optimal cash utilization, and maintaining robust internal controls.

Head Treasury at Sky Capital and Financial Allied Limited (2026 – Present)

• Established and structured the Treasury function, implementing policies, frameworks, and governance processes to optimize fund utilization and enhance portfolio yield.
• Execution of Securities Trades, Market Analysis, and Investment Strategy Development
• Developed and managed a dynamic liquidity dashboard, providing real-time visibility into cash positions, funding gaps, and investment exposures to support effective decision-making.
• Coordinated and anchored Asset and Liability Committee (ALCO) sessions, delivering insights on liquidity management, cost of funds, portfolio performance, and market outlook.
• Executed trading activities in Fixed Income Securities (Treasury Bills, Bonds, Commercial Papers), leveraging market opportunities to drive portfolio returns within defined risk parameters.
• Managed Foreign Exchange (FX) positions, implementing pairing and hedging strategies to minimize currency risk and optimize returns.
• Conducted comprehensive financial market analysis, tracking interest rate trends, yield curve movements, inflation dynamics, and monetary policy to inform investment strategy.
• Originated and managed Repo and Sale and Buy Back (SBB) transactions, leveraging short-term liquidity opportunities to enhance investment income and support funding requirements.
• Maintained strong relationships with banks, brokers, custodians, and other market counterparties to facilitate efficient execution of treasury and investment transactions.
• Ensured compliance with internal treasury policies, regulatory guidelines, and financial control frameworks while supporting audit readiness and risk management initiatives.
• Performed bank and investment reconciliations, investigating and resolving settlement discrepancies to ensure accuracy of treasury records.
• Built advanced financial models for yield forecasting, liquidity planning, and scenario analysis, supporting data-driven treasury and investment decisions.
• Contributed to balance sheet optimization by aligning funding strategies with investment opportunities to improve net interest margins.
• Maintain a fixed-income trade blotter/depository for Eurobonds, local bonds, and Treasury Bills.
• Provide technical analysis using RSI, 21 & 50 EMAs, trend analysis, and support/resistance to optimize entry points.
• Prepare Board-level macroeconomic reports and outlooks for senior management presentations.

Treasury Analyst at First Marina Trust (2024 – Present)

• Originated and managed Repo and Sale and Buy Back (SBB) transactions, leveraging short term liquidity opportunities to enhance investment income and support funding requirements.
• Executed treasury investment strategies across Fixed Income Securities, Equities, Commercial Papers, Treasury Bills, and other Money Market Instruments to optimize portfolio returns.
• Conducted Fixed Income market analysis, monitoring yield curve movements, interest rate trends, and monetary policy developments to support investment decision making.
• Managed investment portfolios comprising local and foreign currency deposits, government securities, and other debt instruments while ensuring adherence to approved risk limits and investment policies.
• Built and maintained comprehensive Treasury and Asset Liability Management (ALM) models for revenue forecasting, liquidity planning, portfolio performance monitoring, and investment valuation.
• Performed valuation and mark to market analysis of fixed income instruments, assessing portfolio performance and identifying trading opportunities in both primary and secondary markets.
• Managed daily liquidity positions, cash flow forecasting, and funding requirements to ensure optimal deployment of surplus funds and effective cash utilization.
• Negotiated and executed Fixed Deposit placements with financial institutions, optimizing returns while maintaining liquidity requirements.
• Prepared detailed treasury and investor reports, including portfolio performance analysis, investment returns, statutory deductions, and management dashboards.
• Maintained strong relationships with banks, brokers, custodians, and other market counterparties to facilitate efficient execution of treasury and investment transactions.
• Conducted investment appraisal and credit assessment of counterparties and investment opportunities to support informed treasury investment decisions.
• Supported bond and money market transactions through trade settlement monitoring, documentation review, and reconciliation of investment positions.
• Assisted in the preparation of monthly Treasury Performance Reports covering liquidity metrics, portfolio yield, cost of funds, investment income, and market outlook.
• Ensured compliance with internal treasury policies, regulatory guidelines, and financial control frameworks while supporting audit readiness and risk management initiatives.
• Performed bank and investment reconciliations, investigating and resolving settlement discrepancies to ensure accuracy of treasury records.

FX transfers And International Payments, -Treasury Operations at Keystone Bank (2021)

• Executed Foreign Exchange (FX) deals, including spot, forwards, and swap transactions, to support client needs and mitigate currency risk exposure.
• Processed FX transfers and international payments via the SWIFT network, ensuring accuracy, compliance, and timely settlement of transactions.
• Managed FX and Foreign Currency (FCY) money market placements, optimizing returns while maintaining liquidity and regulatory compliance.
• Monitored and executed liquidation and rollover of Fixed Deposit (FD) placements, ensuring optimal reinvestment strategies and yield maximization.
• Utilized Excel-based models to calculate investor profit margins, investment tenor, and return projections, providing data-driven investment guidance.
• Advised clients on optimal investment tenors and rates based on prevailing market conditions and yield dynamics.
• Operated core banking systems (T24) to compute money market margins, validate transactions, and resolve booking or pricing discrepancies.
• Processed upfront interest calculations and imputation for investments prior to maturity, ensuring accurate client settlements.
• Booked and validated FX and FCY deals in line with treasury policies and market conventions.
• Provided daily market intelligence and rate guidance to support competitive and profitable investment bookings.
• Leveraged Cerkobia platform to track fund transfers between Central Bank and beneficiary institutions, ensuring visibility and reconciliation of flows.
• Generated and processed telex instructions for fund transfers using Cerkobia reference systems.
• Collaborated with Limit Administration to manage exposure on loan securities, ensuring timely liquidation and reinvestment to maintain compliance with risk limits.
• Managed facility investment accounts, ensuring accurate tracking, reporting, and performance monitoring.
• Coordinated with Performance Management teams to update account officer codes and branch mappings for accurate attribution of interest income on FD and FCY portfolios.
• Generated OID (Open Item IDs) for cash withdrawals from the Central Bank, ensuring proper documentation and control.
• Executed interbank cash swaps and facilitated cash deposits with the Central Bank to support liquidity management objective.

Bachelor of Science in Chemistry – University of Benin (2018-09 – 2018-09)