Jumai Adaji

Adaji Jumai is an astute Credit Risk Management Professional by training with work experience spanning over 6 years across various sectors, most profoundly in the Financial Industry committed to building and developing sustainable Credit policies and processes.

She has held positions of management in Business Development, Internal Control and Credit Risk across thriving FINTECH start-ups.

A postgraduate alumnus of University of Ibadan and the University of Abuja, she holds a master’s degree in Oil and Gas Economics with a B.Sc. in Economics respectively along with relevant training in Credit Risk Management related fields.

She is currently a Credit Manager at Eaton Hill Investment Limited operators of the VendorCredit application offering Credit Solutions to Small, Mid-level and Large Businesses and her core competences include Data analysis, Relationship Management, Credit Risk Process and Policy Formulation as well as Financial Analysis.

• Risk assessments for new and existing customers and review of credit application with a high record of performing loans. 
• Pro-active credit monitoring and risk management on disbursed portfolio at Risk.
• Develop and Ensure adherence to Credit Policy;
• Report Trend Analysis of Collated Database;
• Ensure on-going compliance with regulatory requirements;
• Analyze risks and approve or reject loan requests, review clients’ financial status, evaluate creditworthiness and risks, calculate financial ratios (e.g. Debt to Income Ratio and interest rates);
• Presentation of periodic report of entire portfolio at risk;
• Booking of loans on banking application;
• High-level Relationship Management of Customer, Crisis Management and loan restructuring;
• Managing Investment portfolio of Investors and returns on Investment;
• Identifying and reporting fraudulent tendencies of Credit transactions.
• Projecting sales and collections of different loan products.

MSC OIL & GAS ECONOMICS 2015