Mark Akoji

About Me

Greetings! I am a dedicated and results-driven Credit Risk Analyst with four years of enriching experience in the financial industry. My journey in the field began at Zedvance Finance Limited, where I honed my skills in evaluating and managing credit risks to support sound lending decisions. I further expanded my expertise at Liquiditti Platforms and Solutions, contributing to their commitment to delivering effective financial solutions.

Professional Achievements

Throughout my career, I have achieved notable milestones that reflect my prowess in credit risk analysis and my dedication to enhancing lending practices:

• Streamlined Risk Assessment: At Zedvance Finance Limited, I played a pivotal role in revamping the credit risk assessment process. By implementing advanced risk models and analytical tools, I contributed to more accurate risk evaluations and improved decision-making, resulting in a significant reduction in delinquency rates.
• Diverse Portfolio Management: At Liquiditti Platforms and Solutions, I successfully managed a diverse portfolio that encompassed Small and Medium Enterprises (SMEs), Letter of Credit (LPO) financing, and payday loans. By tailoring risk strategies to the unique characteristics of each segment, I ensured optimized risk-reward trade-offs and facilitated the growth of the lending portfolio.
• Innovative Risk Mitigation: I take pride in my ability to identify and mitigate emerging risks. At Liquiditti, I introduced scenario-based stress testing that proactively identified vulnerabilities in the lending portfolio. This approach allowed us to develop contingency plans and safeguard against potential economic downturns, ultimately enhancing the resilience of our lending operations.
• Cross-Functional Collaboration: Recognizing the significance of collaboration, I fostered strong relationships with cross-functional teams, including Sales, Operations, and Underwriting. By facilitating open communication and knowledge sharing, I contributed to a more holistic understanding of credit risks and paved the way for more informed lending decisions.

About Me

As a Credit Risk Analyst, my passion lies in leveraging data-driven insights to make informed credit decisions that strike a balance between risk and reward. I am deeply committed to upholding the highest standards of ethical conduct, professionalism, and continuous learning. My experience has provided me with a solid foundation in risk modeling, financial analysis, and credit evaluation techniques.

I am an enthusiastic problem solver, capable of navigating complex financial landscapes while maintaining a customer-centric approach. My focus on adapting risk strategies to specific market segments and economic conditions reflects my dedication to maximizing profitability while minimizing potential losses.

Outside of work, I enjoy staying updated with industry trends and technological advancements that can enhance risk assessment processes. I firmly believe that my dedication, analytical acumen, and collaborative spirit make me a valuable asset to any team, and I am excited to contribute my expertise to furthering the goals of any organization I am a part of.

Thank you for considering my profile. I look forward to the opportunity to bring my skills and experience to the table and contribute to the continued success of your team.

I am a seasoned Credit Risk Analyst with four years of comprehensive experience in the finance industry. My journey started at Zedvance Finance Limited, where I developed expertise in refining credit risk assessment processes. Later, at Liquiditti Platforms and Solutions, I excelled in managing a diverse portfolio encompassing SMEs, LPO financing, and payday loans. I am known for introducing innovative risk mitigation techniques, fostering cross-functional collaboration, and maintaining a customer-centric approach. My achievements include implementing advanced risk models, scenario-based stress testing, and contributing to reduced delinquency rates. I am dedicated to upholding ethical standards, staying current with industry trends, and leveraging data-driven insights for informed decision-making. My blend of analytical acumen, adaptability, and collaborative spirit positions me as an asset to any team seeking to optimize risk-reward dynamics in the financial landscape.

I hold a Bachelor of Arts degree in History and International Studies from the University of Jos, Plateau State, graduating in 2016.