Omolade Tosin

Conscientious and energetic individual with the motivation to achieve challenging targets. With in-depth experience in credit and debt recovery roles, I have the ability to build successful relationships with clients and provide them with a high-quality service; as well as the versatility to fit easily into any team environment and add value to the company.

Recovery Manager at Movam Technologies Ltd (2025-07 – Present)

Asset Finance - Debt Recovery and Credit Control

• Debt Recovery and Credit Control
• Investigation and Documentation
• Policy Implementation and Risk Mitigation
• Coordination with Other Departments
• Reporting and Performance Evaluation
• Compliance and Legal Coordination

Team Lead Recovery, SME Banking Group at Addosser Microfinance Bank (2022-01 – 2022-12)

Management of risk assets and recovery policies

• Management of all risk asset of assigned SBU
• Ensuring recovery policies are strictly followed
• Provide recovery support to SBUs
• Confiscation of collaterals
• Identification of high risk loans and provide recommendation for prompt implementation

Assistant Regional Recovery Supervisor, Lagos and Ogun state at Advans Lafayette Microfinance Bank (2022-01 – 2022-12)

Supervision of recovery activities across branches

• Supervision of recovery activities in our branches in Lagos and Ogun state
• Ensuring recovery policies are strictly followed
• Reducing PAR in my region and ensuring we have a balanced portfolio
• Supervision of confiscation activities
• Petitioning of client with dud cheques
• Ensuring recovery officers under my supervision surpass the set target
• Supervision of auctioning of banks seized collaterals
• Work on clients from PAR 30 to Written-off

Senior Recovery Officer at Advans Lafayette Microfinance Bank (2020-01 – 2021-12)

Senior recovery operations and debt management

• Confiscation of Pledge Collaterals to the bank and ensuring they are sold to liquidate or reduce our debt portfolio
• Working with delinquent clients to resolve non-performing loans and recovering bad debts from delinquent debtors
• Speaking to customers making outbound and taking inbound calls about their financial situations
• Set up and reviewing payment arrangement
• Liaise closely with Management to report on progress and to discuss particularly difficult debt situation
• Negotiating settlements with clients
• Taking ownership of debt collection cases
• Designing work-out payment plans for debtors
• Reducing the non-Performing loans owned to the bank
• Work specifically on PAR 91-180 days

Recovery Officer at Rock of Ages Microfinance Bank (2018-01 – 2020-12)

Debt collection and recovery operations

• Maintenance of a complete debt collection
• Working with delinquent clients to resolve non-performing loans and recovering bad debts from delinquent debtors
• Speaking to customers making outbound and taking inbound calls about their financial situations
• Set up and reviewing payment arrangement
• Liaise closely with Management to report on progress and to discuss particularly difficult debt situation
• Negotiating settlements with clients
• Taking ownership of debt collection cases
• Designing work-out payment plans for debtors
• Reducing the non-Performing loans owned to the bank
• Work on the Written-Off loans of the bank

Area Manager (Operations) Lagos and Ogun Division at Seap Microfinance Bank (2011-01 – 2017-12)

Operations management and customer relations

• Monitoring both group lending and investment loan
• Speaking to customers making outbound and taking inbound calls about their financial situations
• Set up and reviewing payment arrangement with customers
• Liaise closely with Management to report on progress and to discuss particularly difficult debt situation
• Negotiating settlements with clients
• Designing work-out payment plans for debtors
• Reducing the non-Performing loans owned to the bank

HND in Business Administration and Management – Osun State Polytechnic, Iree, Osun State

OND in Business Studies – Osun State Polytechnic, Iree, Osun State

Senior Secondary Certificate Examination – Kadara Grammar School, Oyingbo, Lagos State

First School Leaving Certificate – Ago Ijaiye Methodist Primary School, (Mainland) Lagos State