Compliance and Inspection Manager (CIM) - LAPO Microfinance Bank Ltd
(2021-01)
- Conduct post-disbursement business visits (PDBV) to verify loan utilization in line with approved purpose and credit policy.
- Review loan files to confirm completeness, accuracy, and regulatory compliance.
- Monitor portfolio quality and support reduction of Portfolio at Risk (PAR) through proactive inspection.
- Detect, prevent, and report fraudulent practices, diversion of funds, and operational irregularities.
- Assess borrower business operations, cash flow, and repayment capacity after loan disbursement.
- Identify early warning signals of loan default and recommend corrective actions to management.
- Submit timely reports to Head Office and follow up on implementation of corrective actions.
- Monitor implementation of audit recommendations and compliance directives.
Branch Manager - LAPO Microfinance Bank Ltd
(2016-01 - 2021-12)
- Built and managed a ₦85 million performing loan portfolio, achieving 100% portfolio build-up against assigned target within the review period.
- Mobilized and sustained a ₦43 million deposit portfolio, representing 100% achievement of branch deposit target.
- Maintained Portfolio at Risk (PAR 30 days) below 5%, supporting strong asset quality and regulatory compliance.
- Achieved over 95% loan repayment performance through effective credit monitoring and recovery strategies.
- Increased branch customer base by over 60% through targeted marketing and community engagement.
- Ensured zero major audit infractions during internal and external audits through strict adherence to controls.
- Delivered 100% regulatory and management reporting compliance within stipulated timelines.
- Led and supervised a multi-functional team, achieving over 90% staff performance rating during annual appraisals.
MIS Regional Supervisor (Enugu Region) - LAPO Microfinance Bank Ltd - Enugu Region
(2011-01 - 2016-12)
Provided regional oversight for MIS operations across multiple branches within the Enugu Region.
- Supervised, guided, and evaluated MIS Area Supervisors to ensure effective system usage and compliance with standards.
- Coordinated and delivered IT and MIS trainings to improve staff system competence and operational efficiency.
- Ensured accuracy, integrity, and security of branch and regional data.
- Monitored timely submission of daily, weekly, monthly, and quarterly MIS reports.
- Validated regional data before submission to Head Office to ensure reliability for management decision-making.
- Supported branch operations through system troubleshooting, upgrades, and technical support.
- Enforced adherence to MIS policies, procedures, and data protection standards.
MIS Area Supervisor (Kano State) - LAPO Microfinance Bank Ltd - Kano State
(2010-01 - 2011-12)
- Supervised data entry and MIS staff to ensure accurate and timely capture of operational data.
- Coordinated system installations, configuration, and upgrades across assigned branches.
- Managed routine network maintenance, troubleshooting, and basic hardware support.
- Ensured data security, system integrity, and adherence to MIS policies and procedures.
- Organized IT-related trainings to improve staff competence and effective system usage.
- Provided ongoing technical support to branch teams to minimize system downtime and operational disruptions.
Data Entry Staff - LAPO Microfinance Bank Ltd - Ughelli, Delta State
(2007-01 - 2010-12)
- Ensured accurate and timely data capture of customer, loan, and transaction records.
- Conducted regular system backups and supported day-to-day branch IT operations.
- Verified data accuracy and corrected discrepancies in line with operational standards.
- Maintained proper filing and documentation of electronic and physical records.
- Assisted in generating routine operational and management reports.
- Supported system users with basic troubleshooting and data retrieval requests.
