Rabiu Ademoh

Senior software engineer with 8+ years building payment infrastructure across African banking networks — wallet, transaction, and ISO 8583 card-switching services processing thousands of transactions daily. Hands-on with backend architecture and delivery, with proven experience leading a 5-8 engineer team (Technical Lead, Cellulant) through code review, mentoring, and technical standards. Currently using AI-assisted tooling (Cursor, Claude, MCP) to move faster from design to delivery.

Open to senior engineering or tech lead roles combining strong individual technical depth with team ownership.

Independent Consultant & Founder at Self-employed / Kamrafans Technologies (2024-06 – Present)

• Advise startups and SMEs on system architecture, backend engineering, and MIS design for clients across fintech, civic tech, and agritech
• Design and build MIS dashboards and reporting pipelines giving leadership teams real-time visibility into operations and decision-making
• Use AI-assisted development tooling (Cursor, Claude, MCP-based workflows) to accelerate architecture prototyping and delivery for clients
• Independently building and shipping products across fintech, civic tech, and agritech — owning product decisions from architecture through go-to-market

Technical Lead at Cellulant (2022-02 – 2023-09)

• Led a team of 5-8 engineers delivering payment infrastructure processing thousands of transactions daily across banking networks and financial institutions
• Owned the Omnichannel Engineering Team, shipping unified payment experiences across web, mobile, and API channels
• Improved platform reliability and operational monitoring, reducing time to detect and resolve production incidents
• Mentored engineers across the team and established code review and engineering standards adopted team-wide

Senior Software Engineer at Cellulant (2019-02 – 2022-01)

• Built wallet and ledger services — creation, authorization, balance management, reconciliation — supporting thousands of transactions daily
• Directly implemented ISO 8583 card-switching integrations with partner banks via NIBSS, covering account validation, balance inquiry, and real-time transaction processing
• Designed fraud-prevention and secure-authorization flows as part of the core transaction pipeline, covering authentication, authorization, and risk checks
• Built asynchronous transaction processing with message queues to keep payment processing reliable under peak load

Software Engineer at Cellulant (2015-02 – 2019-01)

• Built core financial APIs and Android apps (MVVM) that became the foundation for Cellulant's later wallet and payment platform
• Delivered secure authentication and transaction systems adopted across downstream services

Web / Apps Developer at Fractal Systems (2012-09 – 2014-12)

• Built web and mobile applications and a tangible user interface (TUI) product using Java, PHP, MySQL, and Android

Software Developer at Ajima Farms (2010-05 – 2010-09)

• Early-career role building internal software tools

MSc in Computer Systems Management – Heriot-Watt University Dubai (2012-09 – 2013-09)

BSc in Information Technology & Business Information Systems – Middlesex University Dubai (2010-09 – 2011-09)

Advanced Diploma in Software Engineering – Aptech Computer Institute (2008-09 – 2010-09)

Undergraduate in Operations Research – Federal University of Technology Yola (2006-09 – 2008-09)