Amr Ibrahim

Senior Banking Leader with 18+ years at ADIB Egypt (Abu Dhabi Islamic Bank Group). Expert in Branch Operations, Credit Risk Management, NPL Recovery & Debt Restructuring, and Collections & Settlements. Led 13-member cross-functional teams (collections, credit, accounting, sales) achieving 100% of KPIs, managed 250+ SME accounts with EGP 13M financing at 98% portfolio quality, and executed Sharia-compliant settlements and rescheduling.

Proven in audit, internal control, risk assessment, AML/CFT, and Central Bank of Egypt regulatory frameworks. Seeking leadership role in the Omani Islamic banking sector, aligned with Central Bank of Oman (CBO) regulations and Oman Vision 2040.

Nag Hammadi Branch Manager - Operations, Collections & Financing at ADIB Egypt Microfinance Company (Owned by Abu Dhabi Islamic Bank - Egypt) (2024 – 2025)

• Led and directed a 13-member team across collections, credit, accounting, and sales, achieving 100% of daily and monthly performance indicators.
• Managed a credit portfolio of more than 200 clients with a total value of approximately EGP 9 million, while maintaining portfolio quality at 98%.
• Implemented effective operational strategies and procedures for managing arrears, contributing to lower non-performing loans (NPL) and stronger collection performance.
• Negotiated directly with clients and executed financial settlements and rescheduling of distressed debts in accordance with approved procedures and Sharia-compliant frameworks.
• Prepared and analyzed debt aging and collection reports to identify early risks, with continuous coordination with the Legal Department.

Qena Branch Manager - Microfinance Sector | Operations, Collections & Financing at Abu Dhabi Islamic Bank - Egypt (2023 – 2024)

• Managed and monitored a portfolio of approximately 250 SME accounts with total financing of around EGP 13 million, while growing sales volume across the area.
• Directly supervised and trained a 13-member sales and credit team to improve productivity and acquire new clients.
• Coordinated among sales, credit operations, legal, and finance teams to ensure an efficient collection cycle, accurate operations, and stable revenues.

Banking Controller / Supervisor at Abu Dhabi Islamic Bank - Egypt (2012 – 2023)

• Performed audit and internal control activities and assessed credit and operational risks to ensure compliance with banking governance and Islamic Sharia requirements.
• Reviewed weaknesses in collection processes and proposed corrective actions and remedial solutions in line with regulatory control frameworks.
• Participated in settlements and rescheduling of non-performing debts (NPL) and used credit inquiry reports to assess creditworthiness.

Reviewer at National Bank for Development (in cooperation with Abu Dhabi Islamic Bank - Egypt) (2010 – 2012)

• Reviewed financing approval files, verified financial compliance, and conducted field monitoring of project risks.

Small Business Loans Accountant at Nag Hammadi Businessmen Association (Credit Risk Guarantee Company) (2009 – 2010)

• Assessed project creditworthiness, analyzed client cash flows, and managed grant accounting.

Accountant at Nag Hammadi Businessmen Association (Social Fund for Development - Qena) (2005 – 2007)

• Managed accounting books and financial statements and allocated funds for small-loan financing.

Bachelor of Commerce in Accounting – Al-Azhar University, Egypt (2003)