Francesjoyze Lahora

Finance professional and recent CPALE passer offering a robust background in accounting, strategic budgeting, and project cost control. Expert at analyzing expenditures, ensuring strict regulatory compliance, and streamlining payroll operations alongside HR and accounting teams. Recognized for improving cost efficiencies and collaborating across departments to align financial frameworks with overarching project standards.

Finance Officer at CREST Innovative Industries (2025-01 – 2025-08)

Hands-on experience managing financial operations for construction and design projects, including budgeting, cost tracking, financial reporting, forecasting, variance analysis, and cost allocation to support strategic decision-making. Maintained accurate financial records, monitored project expenditures, and collaborated with project managers and procurement teams to align financial resources with project timelines. Demonstrated strong knowledge of construction finance processes, including progress billing, retention monitoring, and milestone invoicing.

Accounting/Audit Intern at Commission on Audit - Region XI (2023-08 – 2023-10)

Provided comprehensive support in financial auditing and bookkeeping, including the detailed review and analysis of financial transactions to ensure accuracy and compliance with established accounting standards. Assisted in identifying discrepancies, maintaining organized records, and contributing to the preparation of detailed audit reports to enhance financial accuracy and transparency. Contributed to improved financial management by enhancing cash flow planning, ensuring timely tax and credit payment compliance, and strengthening overall financial controls.

Through proactive management of accounts payable and supplier relationships, successfully negotiated extended payment terms that improved the company's financial flexibility. Additionally, implemented effective receivables monitoring and client follow-up strategies, resulting in clients paying invoices at least one week earlier on average, significantly improving cash flow and working capital management.

Student Assistant at Ateneo de Davao University (2022-01 – 2024-05)

Played a key role in managing university documents and archives, overseeing categorization, preservation, and maintenance to ensure easy access and retrieval. Assisted in developing procedures to enhance efficiency in document handling.

Peer Tutor at Ateneo de Davao University (2018-01 – 2023-12)

Provided peer tutoring in Mathematics, English, Finance and Accounting, delivering personalized academic support and fostering subject comprehension.

Bachelor of Science in Accountancy – Ateneo de Davao University (2023-01 – 2024-01)

Senior High School in Accountancy, Business, and Management – University of the Immaculate Conception - Annex Campus (2019-01 – 2020-01)

Junior High School – Caraga National High School (2017-01 – 2018-01)

Primary Education – Caraga Central Elementary School (2013-01 – 2014-01)