Froilan Villaruel

Detail-oriented Accountant with more than 10 years' involvement in supervising accounts reconciliation, strengthening controls, streamlining processes and simplifying procedures to optimize the efficiency and accuracy of accounting records.

BSA Faculty Member - Integrated Innovation and Hospitality Colleges (IIHC) - Novaliches, Quezon City

(2025-08)

Teaching Accounting Information System, Financial Accounting, Strategic Cost Management & Advanced Accounting

BSA Faculty Member - National College of Business & Arts (NCBA) - Fairview, Quezon City

(2023-01 - 2025-05)

Taught Intermediate Accounting, Auditing and Accounting for Special Transactions.

Full time Faculty Member - ICCT Colleges Foundation Inc. - Cainta, Rizal

(2022-09 - 2022-11)

Taught Intermediate Accounting subjects.

Accountant IV - Home Development Mutual Fund (Pag-IBIG Fund), Pasay Branch - Pasay City

(2012-10 - 2018-02)

• Led Short Term Loans Division as Assistant Supervisor, improving reconciliation activities and simplifying procedures to enhance efficiency and compliance.
• Directed audits, drafted management replies to COA findings, and streamlined reconciliation processes of Members' Contributions and Loans Receivable.
• Collaborated on systems development projects, facilitating users testing and full migration efforts.

Supervising Accounts Specialist - Home Development Mutual Fund (Pag-IBIG Fund), Pasay Branch - Pasay City

(2008-11 - 2012-10)

• Strengthened financial recording processes and resolved reconciliation issues, reducing errors in general bookkeeping.
• Supported operational and financial audits, ensuring adherence to regulatory guidelines.
• Developed working papers, schedules, and management responses to auditor's findings.
• Planned, assigned and reviewed staff's work.
• Evaluated performance of subordinates.

Financial Analyst I - Home Development Mutual Fund (Pag-IBIG Fund), Pasay Branch - Pasay City

(1998-01 - 2008-11)

• Supervised Members' Contributions Reconciliation Group, fostering team efficiency in ledger reconciliation activities.
• Coordinated process improvements and conducted comprehensive review to optimize financial operations.
• Planned, assigned and reviewed staff's work.
• Evaluated performance of subordinates.

Members Services Officer I - Home Development Mutual Fund (Pag-IBIG Fund) - Makati City

(1997-01 - 1998-01)

Evaluated housing loan applications and tracked status reports, ensuring compliance and accuracy

Accounting Clerk (Contractual) - Home Development Mutual Fund (Pag-IBIG Fund) - Lucena Regional Office

(1992-07 - 1996-12)

Processed daily journal entries, bank reconciliations, and fund utilization reports, maintaining operational efficiency.

Bachelor of Science - Business Administration: Major in Accounting - Manuel S. Enverga University Foundation (1994-05)

Master of Business Administration - MBA - Central Colleges of the Philippines (2017-06 - 2026)