Mark Wenzyl Castro

Fluent in English, Filipino and Cebuano. Knowledgeable in Microsoft Programs, Windows, Office Suite, JD Edwards ERP, Lotus for Windows, Micro TSP, Dreamweaver, Adobe Photoshop. Adaptable, Goal-oriented, Quality-oriented, Quick learner

ACCOUNT OFFICER, SPECIAL ACCOUNTS MANAGEMENT GROUP at METROPOLITAN BANK & TRUST COMPANY (2022-06 – Present)

Responsible for the management and resolution of past due loans as well as potential problem accounts referred by the Group, focusing on the development and implementation of remedies and appropriate action plans with the objective of reducing the Bank’s Non-Performing Loans

RELATIONSHIP MANAGER, MANAGER, MAKATI COMMERCIAL BANKING DIVISION at ASIA UNITED BANK (2022-03 – 2022-04)

Solicits new commercial accounts, and presents proposals to the proper approving bodies.

RELATIONSHIP MANAGER, MANAGER, CORPORATE & COMMERCIAL BANKING GROUP – METRO MANILA TEAM 2 at UNITED COCONUT PLANTERS BANK (2013-10 – 2022-02)

Solicits new clients, and manages the needs existing of corporate clients, and presents proposals to the proper approving bodies. Loan portfolio is increased from within inter-related companies, and newly solicited companies.

ACCOUNT OFFICER, ASSISTANT MANAGER, SME BANKING GROUP at PLANTERS DEVELOPMENT BANK (2010-09 – 2013-09)

Scouts and solicits prospective SME clients primarily to offer the bank’s commercial loan products. Prepares and defends credit proposals for presentation to the credit committee and other approving bodies. At the same time, monitoring the financial performance of existing loan clients and mitigate risks before it happens to protect the bank’s interest. Does remedial work from time to time for some past due and red-flagged accounts.

MARKETING ASSISTANT / ACCOUNT OFFICER at BANK OF COMMERCE (2007-02 – 2010-09)

Services the day-to-day transactions of the bank’s corporate clients and prepares their individual Credit Proposal Memos. Responsibilities include the preparation, and evaluation of financial packages. Prepares and presents credit proposals for the granting and the renewal of credit facilities to the proper approving bodies. This involves a thorough evaluation of the client’s audited and projected financial statements as well as the assumptions to the projections.

MARKETING OFFICER at YUMPIL INDUSTRIES, INC. (2002-01 – 2007-01)

Analyzed, planned, implemented and controlled programs designed to create build and maintain beneficial exchanges with target clients for the purpose of achieving organizational objectives. Developed a marketing mix chart, including identification of target customers, to easily supervise price and product differentiation among customers designed to maximize sales and income. Supervised and managed several protective coating projects with labor efficiency & cost effectiveness as the objectives.

CORPLAN ANALYST at GENERAL MILLING CORPORATION (2000-04 – 2001-12)

Gathered and analyzed cost data and prepared written reports on product costing studies for margin analysis, determination of breakeven price and volume, local and export pricing decisions and assessment of the financial viability of developmental products and services. Gathered and analyzed financial data concerning the company and its competitors and prepared a quarterly Comparative Financial Statement Analysis.

Bachelor of Arts Degree; Bachelor of Science Degree in Economics; Commerce, Major in Business Management – DE LA SALLE UNIVERSITY, MANILA (1995 – 1999)

High School Diploma – LA SALLE GREENHILLS (1991 – 1995)