Raman Jeerh

Senior Financial Advisor specializing in mortgage lending, real estate financing, and credit structuring, with prior experience in investment advisory and portfolio management. Proven ability to transition clients from wealth-building strategies into optimized borrowing solutions including home financing, refinancing, and debt consolidation. Skilled across the full client lifecycle, combining investment knowledge with strong mortgage expertise to drive revenue growth and deliver holistic financial solutions.

Senior Financial Advisor at Bank of Nova Scotia (2025-08 – 2026-04)

• Lead client advisory with a primary focus on mortgage lending, including home purchases, refinancing, and equity take-outs
• Structure customized mortgage solutions and secured lending products such as HELOCs
• Perform detailed income verification, credit analysis, and debt servicing calculations (GDS/TDS)
• Partner with mortgage specialists and adjudication teams to drive deal approvals and execution
• Identify opportunities for debt consolidation and real estate investment financing
• Drive branch lending growth through strong mortgage origination and client retention strategies

Financial Advisor at Bank of Nova Scotia (2023-12 – 2025-08)

• Managed a portfolio of 500+ clients with a primary focus on investment advisory and wealth management
• Recommended and managed investment products including mutual funds and long-term financial plans
• Conducted financial reviews to align investment strategies with client goals and risk tolerance
• Identified cross-selling opportunities into lending and mortgage products
• Consistently achieved performance targets across investment sales and client acquisition

Senior Customer Experience Associate at Bank of Nova Scotia (2023-08 – 2023-12)

• Conducted account analysis, fraud investigations, and supported advisory team operations
• Assisted in training and maintaining compliance standards

Customer Experience Associate at Bank of Nova Scotia (2022-06 – 2023-08)

• Delivered client service, resolved issues, and supported daily banking operations

Bachelor of Commerce (Honours – Finance) in Finance – York University (2023)

Bachelor of Business Administration in Financial Management – University of the Cordilleras (2020)