Encoder & Salesman - CITI APPLIANCE - Hi-way Tabunok Talisay City
(2002-10 - 2003-12)
Appliance Dealer
Sales manager - CONSOLIDATED DISTILLERS - Hvg Arcade Subangdako Mandaue City
(2004-01 - 2008-05)
Wine Distributor (Emperador & Generoso Brandy)
SEÑOR CONTROLLER /BOOKEEPER - A. SUGBUANON RURAL BANK, INC. (Balamban Branch) - Sta. Cruz, Poblacion, Balamban, Cebu 6041
(2009 - 2012)
Rural Banking Institution
- Bookkeeping and provide reporting (FRP) to BSP
- Ensuring all data are correct and secured
- Procurement
- Assets Administration (FFE administrator)
ACCOUNTING HEAD - SUGBUANON RURAL BANK, INC. (Head-office) - Osmena Blvd. Cebu City
(2012-07 - 2013)
Rural Banking Institution
BRANCH MANAGER - SUGBUANON RURAL BANK, INC. (Balamban Branch) - Sta. Cruz, Poblacion, Balamban, Cebu 6041
(2013-09 - 2019-10)
Rural Banking Institution
- Preparation of the annual branch loan and deposit budgets
- Formulation of branch's marketing strategies and actively leading of LAS in promoting the bank's products and services to achieve 100% accomplishment of the branch's loan and deposit targets
- Provide input in the development or enhancement of the banks' product policies and procedures
- Coaching and mentoring of LASs to help them achieve their individual loans and deposits target
- Identify and assign geographical areas to each Loan Account Specialist
- Supervise and monitor the daily activities of branch LAS and ensure appropriate management of accounts on process and for release to improve production performance and portfolio quality
- Monitor each LAS's actual monthly production vis-à-vis monthly targets
- Review and evaluate loans submitted by the LAS and approve loans within the authorized limit or endorse loans to higher authority for approval
- Conduct field visits to SMEs and other loan clients to validate the status and location of business prior to approval and/or submission of recommendation to approving authorities; and to monitor the business of existing loan clients
- Evaluates all documents presented by the clients
- Prepare and submit reports to Top Management on monthly branch operational performance on actual versus target, For the Month, Year to Date and For the Year
- Conduct monthly meetings with all branch staff
- Act as Alternate of Branch Cashier in the latter's absence
- Prepare quarterly and annual performance evaluation of Loan Account Specialists
- Approve request for leave of absence, cash advances, liquidation, and reimbursements of Branch LAS
- Survey and locate for potential new branch to open
- Transact and engage business permits for the new branches
- Create and develop new client-relationship
- Attend Area meetings and participate in Annual Budget Meetings
- Represent or participate in all local forums conducted by BSP, BAP-CB and government agencies
- Participate in training and conferences as required by management
BRANCH HEAD - Rizal Microbank, INC. A Thrift bank of RCBC (Balamban Branch) - Sta. Cruz, Sto Nino, Balamban, Cebu 6041
(2019-12 - 2020-08)
Thrift Banking Institution. Closure due to Pandemic.
BUSINESS DEVELOPER & AREA MANAGER - CORON CROWN INC. / SHINE CREDIT AND FINANCE CORP - Borja Street, Luray II, Toledo City
(2021-02)
- Preparation of the annual branch loan and deposit budgets
- Formulation of branch's marketing strategies and actively leading of LAS in promoting the bank's products and services to achieve 100% accomplishment of the branch's loan and deposit targets
- Provide input in the development or enhancement of the banks' product policies and procedures
- Coaching and mentoring of LASs to help them achieve their individual loans and deposits target
- Identify and assign geographical areas to each Loan Account Specialist
- Supervise and monitor the daily activities of branch LAS and ensure appropriate management of accounts on process and for release to improve production performance and portfolio quality
- Monitor each LAS's actual monthly production vis-à-vis monthly targets
- Review and evaluate loans submitted by the LAS and approve loans within the authorized limit or endorse loans to higher authority for approval
- Conduct field visits to SMEs and other loan clients to validate the status and location of business prior to approval and/or submission of recommendation to approving authorities; and to monitor the business of existing loan clients
- Evaluates all documents presented by the clients
- Prepare and submit reports to Top Management on monthly branch operational performance on actual versus target, For the Month, Year to Date and For the Year
- Conduct monthly meetings with all branch staff
- Act as Alternate of Branch Cashier in the latter's absence
- Prepare quarterly and annual performance evaluation of Loan Account Specialists
- Approve request for leave of absence, cash advances, liquidation, and reimbursements of Branch LAS
- Survey and locate for potential new branch to open
- Transact and engage business permits for the new branches
- Create and develop new client-relationship
- Attend Area meetings and participate in Annual Budget Meetings
- Represent or participate in all local forums conducted by BSP, BAP-CB and government agencies
- Participate in training and conferences as required by management
