Ali Haider

Sales & Portfolio Management Professional

Talent

ChiniotMember since August 16, 2026

Underwriting EvaluationPhysical Field VerificationPortfolio Quality ManagementSBP & Internal Policy ComplianceDocument ControlAccount Credentials VerificationCompliance Audits

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Underwriting EvaluationPhysical Field VerificationPortfolio Quality ManagementSBP & Internal Policy ComplianceDocument Control

About

Performance-driven Sales and Portfolio Management professional with 2 years of field experience across commercial trade (Ghalla Mandi) and dispatching logistics sectors. Skilled in combining local socio-economic insight with quantitative analysis to evaluate creditworthiness, mitigate risk, and manage a portfolio of 50+ business clients. Seeking to transition this expertise into the role of Asset Relationship Officer (OG-II) at Mobilink Microfinance Bank Limited (MMBL), driving branch profitability through strict compliance with State Bank of Pakistan (SBP) regulations, rigorous physical asset verification, and ethical loan portfolio generation.

Experience

Portfolio Coordinator & Sales Specialist at Ghalla Mandi (2025-02 – 2026-07)

Evaluated the financial health and market standing of 50+ localized micro-traders and agri-merchants, applying credit assessment parameters to minimize default exposure.
Conducted rigorous field inspections and physical inventory/asset verifications to validate customer legitimacy, cashflow stability, and collateral authenticity.
Negotiated transaction structures, pricing matrixes, and secure payment covenants, maintaining a reliable, non-delinquent ledger across a highly competitive commercial landscape.
Performed continuous micro-level regional research to identify emerging market hubs and map financial capabilities across Chiniot's trade network.

Logistics Account Specialist & Truck Dispatcher at Call Center (2024-04 – 2024-12)

Portfolio & Client Management: Managed an active portfolio of international corporate freight clients and owner-operators, serving as the central point of contact for operational execution.
High-Value Rate Negotiation: Negotiated daily load contracts and freight margins with international brokers, consistently maximizing profit margins while meeting assigned monthly sales volume goals.
Credibility & Risk Assessment: Evaluated carrier safety ratings, verified legal insurance documentation, and audited broker credit scores to mitigate financial risk and fraud exposure before booking assets.
Issue Resolution: Proactively monitored live tracking systems, resolved critical mid-transit operational delays, and managed dispute resolution to secure customer retention.