Director HR / Advisor - Non-Banking Microfinance Company Pvt. Ltd - Pakistan
(2024-09)
Appointed to provide Technical Advisory Services to NBMFC Pvt. Ltd
- Consultancy support to setup/License for Non-Banking Companies FinTech Business in Pakistan
- Management, coordination, meetings with Company Heads, Regulators, Fintech Providers
- Supervise tasks related to Government compliances for IT Audit of Lending App
- Supervise assist App requirement analysis and as per PTA demo requirements
- Conduct Assist & Support Cyber Security Audit (CSFA) Reporting to PTA for the Lending App
- Initial draft User data Privacy Policy document/Consumer Data Confidentiality vetted by Law Firm
- Provide Company Credit Contact with Borrowers while using Mobile App vetted by Law Firm
- Draft/inputs Company Grievance/Complaint Policy to provide quality service to users
- Coordinate China Tech team for friendly App interface as per PTA circular 15 of 2022
- Assist and attend Demos of Lending App Live Demos with PTA team in App White Listing process
- Preparation of document for submission to Google Play Store with approval Regulator
- Assistance in Anti-Money Laundering/(AML/CFT) service providers for Company
- Connections Agreements with wallets service provider/FinTech institutions
- Support agreements/contracts with service providers Bank Jazz Cash/EasyPaisa
- Vendor selection support services of payment gateways 1 LINK Pvt. Ltd and others
- Data Check Limited/ Tru ID Technologies (Tasdeeq Information Service) CIB
- Preparation and Submission Case to NADRA Bio-Metric Agreement
- NBFC Self-assessment Declaration Report to SECP
- Support App digital and SMS Marketing campaigns
Director NBFC (Policy & Regulations) - Javaid & Co. CMA Firm - Office 410, Civic Center Gulberg Green Islamabad
(2023-07 - 2024-08)
- Plan & execute information systems audit of Non-Banking Microfinance Companies under strict deadlines verified policies, procedures in line with standards to achieve audit objectives
- Manage and coordinate the teams of auditors in initial business assessment, execution, to conduct Cyber Security Information System Audit in compliance of SECP circular 15 of 2022 from ISO27001:2013 Auditor
- Draft mandatory IT Policies, Privacy Policies, User Data Policy vetted from ICTs Law firm to secure user rights, User Data must be store on local cloud not outside territory of Pakistan
- Develop processes to implement local data security procedures, backups, disaster recovery/incident management mechanisms
- Evaluate and Analysis of the Microfinance Business Policy framework in mutual consultation with Nano Lending industry of Pakistan and eminent regulators like SECP, SBP, NADRA & FBR
- Conduct, procure, and initiate the Lending Mobile Application API and Sandbox testing with Fintech providers as per policy framework given by regulators
- Identified & compliant Cyber Security Risks as per applicable IT Governance laws in accordance with best corporate practices in comply of cyber security advisory circular 10 of 2025 of SECP
- Perform clients due diligence in acquisition of NBFC License/NOC of Microfinance Industry, preparation of business presentation as per regulatory requirements of SECP
- Monitor and Supervise Lending App platform development process as per specifications lay down for Nano lending companies, software demo approval and API integration with payment aggregators/ Fintech Providers companies and implementation
- Supervise the Cyber Security audit; identify critical potential risk areas to comply with regulatory standards of Pakistan as well as ISO27001:2013
- Procure implemented FMU compliances to companies AML/CFT and ensure Transaction Monitoring System (TMS) compliances as per FATF framework and API integration with third party service provider
- Prepare and submitted digital Nano lending self-assessment declaration report policy framework in compliance with regulator directive to ensure regulatory procedures, security procedures, organizational assets
- Company clients Security like KYC procedures implemented OCR tool application verified & tested NADRA BioSys/Verisys compliances to secure user identity checks
Deputy Director - Ministry of IT & Telecommunication, Government of Pakistan - Islamabad
Project Manager / Secretary USF Policy Committee - Universal Service Fund, Ministry of IT & Telecom
Director / Co-Founder - Media Byte Pvt. Ltd - Civic Center, Bahria Town, Rawalpindi
Lecturer / Trainer Management Information Systems - Ripah International University - Islamabad
Manager, Computer Projects - MetroTech Pakistan - Rawalpindi
Bahria Foundation College - Islamabad
