Farrukh Sadiq

Finance and Treasury professional with 15+ years of progressive experience across Treasury Management, Financial Planning & Analysis (FP&A), financial modelling, liquidity management, cash-flow forecasting, working capital, funding, financial risk management and strategic decision support. Currently serving as Group Treasury Head at Gourmet Pakistan, partnering with senior management on liquidity strategy, capital allocation, funding, working capital optimization, financial analysis and business decisions. Previously led Treasury & Finance activities across Pakistan, USA, Canada and UAE, with experience spanning petroleum, power, manufacturing and consumer businesses.

MBA Finance | Certified Treasury Professional (CTP) | FP&A Certified.

Group Treasury Head - Gourmet Pakistan

(2025-01)

• Lead financial analysis and planning supporting capital allocation, liquidity, working capital and strategic business decisions.
• Develop and maintain cash-flow and financial models for funding requirements, liquidity scenarios and financial risk assessment.
• Conduct scenario analysis to evaluate funding, liquidity and financial alternatives.
• Support senior management with forward-looking financial analysis, forecasting and strategic recommendations.
• Optimized working capital, contributing to a 10-day reduction in the cash conversion cycle.
• Improved liquidity forecasting, reducing forecasting variance by 25%.
• Developed FX risk strategies achieving 95% accuracy in mitigating currency exposure.
• Led implementation of SAP S/4HANA Treasury & Risk Management (TRM) across regional/global entities.
• Manage banking and financial-institution relationships to support funding and liquidity requirements.

Head of Forex Treasury & Finance - Gatronova Group - Pakistan | USA | Canada | UAE

(2023-01 - 2025-12)

• Developed financial models, cash-flow projections and scenario analyses for funding, liquidity and business planning.
• Analyzed financial performance, working capital, FX exposure and financial risks.
• Supported business evaluation, feasibility assessment and strategic financial planning.
• Evaluated financial alternatives based on funding requirements, liquidity, risk and business impact.
• Provided financial analysis and strategic insights to senior stakeholders.
• Managed relationships with banks, financial institutions and senior stakeholders.

Senior Manager Treasury - Union Fabrics Limited - Pakistan | USA

(2022-01 - 2023-12)

• Led liquidity, cash-flow forecasting, funding, working capital and financial risk management.
• Developed financial projections and evaluated financing and liquidity alternatives based on cost, risk and cash-flow impact.
• Supported senior management with financial analysis and strategic planning.
• Assessed funding requirements and financial implications of alternative financing structures.
• Managed banking and financial-institution relationships.

Manager Treasury - Byco Petroleum - Pakistan | UAE

(2018-01 - 2022-12)

• Managed liquidity, funding, working capital, FX risk and Treasury operations within a capital-intensive petroleum environment.
• Developed cash-flow forecasts and analyzed funding and capital requirements.
• Evaluated financial alternatives and assessed their impact on liquidity, risk and business performance.
• Supported strategic financial initiatives through financial analysis and management decision support.
• Managed banking and financial-institution relationships.

Deputy Manager Treasury - K-Electric Limited - Pakistan

(2010-01 - 2018-12)

• Progressed through Treasury positions covering financial analysis, cash-flow planning, liquidity, funding and financial risk management.
• Prepared financial forecasts and analysis supporting management planning and funding decisions.
• Evaluated financial requirements and liquidity implications for management decision-making.
• Worked with internal stakeholders and banking partners on financial and Treasury initiatives.

MBA - Finance - Institute of Business Management (IoBM) (2010-01 - 2010-12)

BS - Economics & Finance - Institute of Business Management (IoBM) (2009-01 - 2009-12)