Hassan Babar

Results-driven Senior Treasury & Finance Executive with 20+ years of progressive leadership directing large-scale trade finance operations, multi-billion currency portfolios, corporate liquidity, and regulatory compliance. Proven track record managing PKR 20.5B+ in trade finance facilities (Letters of Credit & Letters of Guarantee) across major public-sector and international infrastructure projects. Adept at navigating State Bank of Pakistan (SBP) regulatory frameworks, foreign exchange allocation, commercial bank negotiations, import finance, and Oracle Financials ERP implementations.

Commercial & Financial Tenders Lead / Finance Manager at RELIANCE CORPORATION (PVT.) LTD. (2025-05 – Present)

• Tender & Commercial Evaluation: Direct financial eligibility assessments and bidder financial statement evaluations for high-value government security print and smart card tenders (Passports, Smart Cards, Security Laminates).
• Contract Risk Mitigation: Monitor and manage the lifecycle, issuance, and timely renewal of bid securities and performance bonds to ensure 100% contractual and regulatory compliance.
• International Vendor Coordination: Streamline cross-border delivery schedules, payment milestones, and machine maintenance contracts with international principal partners.

Deputy Director – Head of Trade Finance & Treasury at NATIONAL DATABASE & REGISTRATION AUTHORITY (NADRA) (2022-05 – 2025-05)

• Portfolio Leadership: Spearheaded a PKR 20.5B+ trade finance portfolio, overseeing PKR 15B in Letters of Credit (LCs) and PKR 5.5B in Letters of Guarantee (LGs) for critical national infrastructure projects.
• FX Cost Optimization: Negotiated preferential foreign exchange rates across commercial banking partners for major import consignments, significantly reducing transaction and settlement costs.
• Regulatory Compliance: Managed end-to-end foreign exchange allocations through the Ministry of Finance and secured SBP regulatory approvals, eliminating project delivery bottlenecks.
• Oracle Financials R12 Integration: Controlled shipment-wise LC cost allocation schedules, bank reconciliations, and automated GL postings to ensure flawless monthly financial closings.

Assistant Director – Finance & Treasury at NATIONAL DATABASE & REGISTRATION AUTHORITY (NADRA) (2016-03 – 2022-05)

• Credit Line Structuring: Arranged and structured non-funded credit facilities with commercial banks while maintaining strict adherence to regulatory covenants and contractual terms.
• Liquidity & Yield Maximization: Directed corporate cash management and short-term investments, optimizing placement in Term Deposit Receipts (TDRs) to maximize interest returns on surplus liquidity.
• Audit Leadership: Coordinated procurement team workflows for LC execution and successfully led internal and external audit clearances with zero major compliance findings.

Deputy Assistant Director – Financial Operations at NATIONAL DATABASE & REGISTRATION AUTHORITY (NADRA) (2009-09 – 2016-03)

• International Project Finance: Served as Financial Lead for high-profile global projects, including the UNHCR De-Registration Project and the Bangladesh Road Transport Authority (BRTA) Driving License Project.
• Financial Reporting & Variance Control: Executed periodic budget-vs-actual variance analyses and prepared quarterly financial statements submitted directly to international donor bodies (UNHCR).
• General Ledger Management: Managed GL accounting, statutory tax records, payroll reconciliations, cash books, and monthly bank reconciliations in Oracle Financials.

Administrative Manager / Financial Underwriter at VANTAGE MORTGAGE LLC (2003-09 – 2007-08)

• Underwriting Analysis: Analyzed title searches, property appraisals, and corporate/individual financial statements to evaluate credit risk and support residential mortgage approvals.
• Process Improvement: Partnered with senior executive leadership to optimize loan underwriting workflows and strengthen client relationship retention.

Early Professional Experience — Credit Reporting & Sales Tools at Vantage Mortgage LLC (2002 – 2002)

Early Professional Experience — Payroll Reconciliation & 401k/IRA Plan Allocation at CBIZ Retirement Services (2001 – 2001)

Master's Degree in Finance & Banking – Lahore School of Economics, Pakistan (2007 – 2009)

Bachelor's Degree in MIS – Pace University, New York, USA (2001 – 2003)

GCE O'Levels – Islamabad Grammar School, Pakistan (1999)