Jaffar Ali

With Master of Commerce (M. Com) degree from "Shaheed Benazir Bhutto University Sheringal. I possess more than 06 years of professional Banking experience. I am working with a leading Bank LOLC Microfinance as a Compliance officer.

I have also worked with HBL Microfinance Bank as a Credit Officer, Khushhali Microfinance bank as a Loan officer (MSME) & ASA Microfinance Bank as a loan officer. I have gained excellent coordination and communication skills. I have good command over various software including Microsoft Office, Peach Tree, Quick Book etc.

Moreover, I have reviewed and updated credit and other files according to the Bank policy. As a successful professional in this role, I have earned a keen experience in a customer service position and good knowledge of how to deal with customers.

Field Compliance Officer - LOLC Microfinance Bank - Rawalpindi

(2025-01)

• Operation activities & Post disbursement verification.
• Policy and procedure development
• Risk assessment and monitoring
• Internal audit and investigation
• Training and awareness

Credit officer - HBL Microfinance Bank

(2023-11 - 2025-01)

• Analyze loan applications and financial documents (income, cash flow, balance sheets)
• Assess borrower’s creditworthiness and risk level
• Prepare credit proposals and risk reports for management
• Ensure compliance with banking regulations and internal policies
• Monitor existing loan portfolio and identify early risk signals

Loan Officer (MSME) - KMBL

(2020-10 - 2023-11)

• Conduct detailed financial and business analysis of MSME clients.
• Evaluate repayment capacity, cash flows, and risk factors.
• Ensure proper documentation and compliance with bank policies.
• Maintain a healthy loan portfolio with low delinquency.
• Ensure timely recovery of installments.

Loan Officer - ASA Pakistan

(2019-09 - 2020-07)

M.com - Accounting/Finance - SBBU (2014)

B.com - Accounting/Finance - University of Malakand (2011)

D.com - Accounting - BTE Peshawar (2008)

Maticulation - Science - BISE Peshawar (2006)