Junaid Afzal

Results-driven ACCA Affiliate with over nine years of progressive experience in accounts management, financial reporting, and external audit across Pakistan and the United Kingdom. Demonstrated ability to manage full-cycle finance functions, lead teams, and deliver accurate, timely reporting that directly supports business decision-making. Combining deep technical knowledge with strong commercial awareness, a meticulous eye for detail, and a proven record of strengthening internal controls and improving financial processes.

Currently based in Lahore, Pakistan, and actively seeking a mid-level accounting role in the Pakistan where professional rigour and broad cross-sector experience can add lasting value.

Accounts / Finance Associate at Green and Fresh Produce (2024-01 – 2025-11)

• Maintained purchase and sales ledgers with high accuracy, processing supplier invoices and performing weekly account reconciliations to sustain healthy cash flow.
• Prepared monthly management accounts and financial summaries, ensuring all entries were correctly coded and ready for senior leadership review.
• Executed bank reconciliations across multiple accounts, investigating discrepancies and resolving variances promptly to maintain financial record integrity.
• Prepared and submitted VAT returns in full compliance with HMRC requirements, consistently meeting statutory deadlines without error.
• Monitored stock costs and procurement expenditure in collaboration with the operations team, contributing to tighter cost controls and improved margin visibility.
• Documented financial procedures and contributed to formalising reporting workflows, improving overall departmental efficiency and audit readiness.

Accounts Manager at The Educators (2018-10 – 2023-07)

• Oversaw the full accounts function for a large private education network with 15+ branches, managing 500+ monthly transactions across multiple cost centres with zero material misstatements.
• Led and mentored a team of 4 finance assistants — setting KPIs, reviewing output quality, and conducting performance appraisals — fostering a high-accuracy, deadline-driven team culture.
• Designed and enforced robust internal controls and standardised bookkeeping procedures, reducing reporting errors by an estimated 30% within the first year.

Audit Assistant at MCR Pvt. Ltd (2016-01 – 2018-09)

• Performed detailed testing on revenue, payables, receivables, and payroll cycles — identifying material misstatements and control weaknesses with clear, actionable recommendations.
• Prepared comprehensive audit files and working papers to a high standard, ensuring evidence was appropriately referenced for engagement manager review.
• Drafted management letters and audit reports, communicating findings and control improvement recommendations clearly to client management teams.
• Built strong professional relationships with client finance personnel, efficiently resolving queries and consistently meeting audit completion deadlines.

Audit Assistant at Awan & Co. (Chartered Accountants) (2012-01 – 2013-06)

• Supported senior auditors in planning and executing audit procedures for a range of SME clients, gaining solid grounding in compliance review and financial verification.
• Conducted vouching, asset verification, and analytical review procedures, ensuring completeness and accuracy of financial records under close supervision.
• Assisted in preparing trial balances, financial schedules, and structured working papers — developing strong technical foundations in accounts reconciliation and bookkeeping.

ACCA Affiliate in Financial Reporting, Audit & Assurance, Taxation, Performance Management, Financial Management, Corporate Law (2012)