Kaleemullah

Highly motivated, result oriented, and service-driven professional leveraging progressive experience in achieving a comprehensive range of, audit & compliance, verification of financial statement of University, fixed assets verification banking operations, customer-facing and administrative processes in challenging settings with an assertive yet rapport-building management style, exhibit an intuitive sense to recognize profit opportunities. Instrumental in formulating standard operating procedures by studying requirements, activities, and reporting formats, assessing proposals, conducting risk analysis, and supervising documents. Astute in identifying performance gaps and recommending solutions that align business and financial plans and deliver ground-breaking results.

Productive contributor to team-based and self-managed tasks; successfully deliver results within tight deadline. Leverage customer service, problem solving, and communication skills to deliver exceptional results. Maintain effective client relationships, and deliver solutions aligned with customer's specific needs.

Assistant Manager-Internal Audit - House Building Finance Limited (HBFCL)

(2026-08)

• Conduct internal audits of various branches, departments, and operational activities in accordance with the approved annual audit plan.
• Identify control weaknesses, operational inefficiencies, irregularities, and potential risks, and recommend appropriate corrective actions.
• Prepare audit working papers, observations, reports, and supporting documentation in accordance with internal audit standard.
• Follow up on audit observations and recommendations to ensure timely implementation of agreed corrective actions.
• Contribute to the improvement of audit methodologies, internal control systems, and risk management processes.

Lecturer (BPS-17) - Federal Govt: Educational Institution (FGEI)

(2025-11 - 2026-08)

• Lecturer of Economics and Business Administration

Internal Auditor (BPS-17) - AROR University of Art, Architecture, Design & Heritage

(2023-07 - 2025-11)

• To pre Audit the bills of all kind of expenditure incurred by University.
• Vetting of Utilization report.
• To develop and implement annual audit plans and issue periodic audit reports.
• To ensure the compliance of Tax rules applicable on the payments to venders and other payments.
• Providing Financial Advice on any matter as desire by Vice Chancellor Office.

Regional Compliance Controller - FINCA Microfinance Bank

(2023-05 - 2023-07)

• Develop and implement compliance model required for a bank to operate within acceptable standards.
• Ensure proper implementation of established compliance policies.
• Review internal bank policies to ensure they align with external banking regulations.
• Initiate or recommend an investigative process in response to complaints of policy or procedural violation.

Manager Audit/Compliance & Administration - Allied Bank Limited

(2022-10 - 2023-05)

• Develop and implement compliance model required for a bank to operate within acceptable standards.
• Review internal bank policies to ensure they align with external banking regulations.
• Initiate or recommend an investigative process in response to complaints of policy or procedural violation.
• Develop systems for the handling and resolution of policy violation.
• Monitor the operations and procedures of the different sections of a bank to ensure overall compliance.
• Supervise Associate Manager Audit/Compliance & team
• HR Matters i.e. (Transfer/Posting of staff, Manage relieving & attendance issues of region & branch staffs)
• Participate in seminars, conferences, and workshops to improve job knowledge.
• Collaborate with other departments such as the risk management or internal audit unit to forward compliance issues for investigation.
• Conduct internal audits prior to an external audit to ensure bank policies and operations are up to standard.
• Provide reports on a regular basis to senior management to keep them updated on progress of compliance operations.

Associate Manager Audit & Compliance - Allied Bank Limited

(2018-12 - 2022-10)

• Review internal bank policies to ensure they align with external banking regulations.
• Collaborate with other departments such as the risk management or internal audit unit to forward compliance issues for investigation.
• Conduct internal audits prior to an external audit to ensure bank policies and operations are up to standard.
• Monitor the operations and procedures of the different sections of a bank to ensure overall compliance.
• Provide reports on a regular basis to senior management to keep them updated on progress of compliance operations.
• Efficiently manage daily operational standards related to new account opening, remittance, inward and outward clearing, fund transfer, clearing and relationship management.
• Deliver customer service while processing payments and completing customer transactions in a timely manner.
• Acquired and utilized acute knowledge of industry to process financial and non-financial amendments.
• Redesigned and recognized policies and procedures with a continuous Improvement in customer centric environment.

General Banking Officer - Muslim Commercial Bank (MCB)

(2017-08 - 2018-12)

• Efficiently manage daily operational standards related to new account opening, remittance, inward and outward clearing, fund transfer, clearing and relationship management.
• Deliver customer service while processing payments and completing customer transactions in a timely manner.

Assistant Executive - Jubilee Life Insurance Company

(2014-06 - 2017-08)

• Acquired and utilized acute knowledge of industry to process financial and non-financial amendments.
• Redesigned and recognized policies and procedures with a continuous Improvement in customer centric environment.

M.A - Economics - Shah Abdul Latif University (2013)

Bachelor of Business Administration (Hons) - Finance - Shah Abdul Latif University (2013)

Intermediate - Pre-Engineering - B.I.S.E Sukkur (2009)