Karim Khawaja

To seek dynamic, challenging and learning opportunities in the area of Enterprise Risk Management by utilizing the best of my knowledge, creativity, leadership abilities and IT knowledge.

1- HabibMetro (Subsidiary of Habib Bank AG Zurich) Jul-2022 – To date

Unit Head Market Risk (Reporting to Head of Risk Management)

Primarily responsible for identifying, assessing, monitoring and controlling emanating and inherent market & Liquidity Risk and minimize the adverse financial impact on the Bank.

2- HBL Asset Management Company May-2020 – Jul-2022

Head of Risk (Reporting to CEO)

Analyze and manage risk management issues by identifying, measuring, and making decisions on the market, liquidity, credit and operational or enterprise risks for the Company and the Funds under its management.

3- JS BANK September 2008 – May-2020

SVP (MG-10) & Head of Market Risk & Basel (Reports to CRO) Mar-2019 to May-2020

1. Ensure adherence and compliance with Bank’s Market Risk, Interest Rate Risk, Liquidity Risk, Derivative, Front & Back Office policies & procedures, Central Bank’s regulations (SBP & CBB) as well as other relevant regulations such as Basel II / III guidelines;
2. Spearheading and implementing the Basel II/III Accord within the Bank and the directives issued by State Bank of Pakistan in this regard under the guidance of Chief Risk Officer & Integrated Risk Management Committee;

Treasury Middle Office (Integrated Risk Management Group)

1. Ensure adherence and compliance with Bank’s market risk, Front & Back Office policies & procedures, Central Bank’s regulations as well as other relevant regulations such as Basel II guidelines.
2. Performing extensive gap, sensitivity & stress testing analysis on trading & banking books.

6- RAYNDOS (PVT) LTD Dec 2003-March 2005

Mar 2018 ACMA (Associate member of Cost and Management Accountant)

INSTITUTE OF COST & MANAGEMENT OF PAKISTAN

Oct 2002 M.B.A. Master of Business Administration with majors in Finance.

ISRA UNIVERSITY C.G.P.A - 3.49

Nov 1999 B.Com. Bachelor’s in Commerce

UNIVERSITY OF SINDH Second Division

Certification

Feb 2021 AML CFT Certification (Associate Member)

INSTITUTE OF FINANCIAL MARKETS OF PAKISTAN