Kashif Bhatty
Independent Research Consultant (Finance & Econometrics)
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About
Finance professional with an MS (Finance) and BBA (Finance) alongside diverse experience spanning banking, academic teaching, and financial research. Proven track record as a Branch Service Officer at United Bank Limited, demonstrating expertise in cash handling, account operations, regulatory compliance, and customer service. Highly proficient in bookkeeping, general ledger maintenance, financial analysis, inventory management, and quantitative research tools.
Published researcher with specialized expertise in analyzing oil prices, stock indices, and exchange rate dynamics utilizing advanced econometric modeling.
Experience
Independent Research Consultant (Finance & Econometrics) (2021-12 – Present)
- Delivered advanced econometric analysis for multiple research projects in finance, energy economics, and sustainability, resulting in 4 published peer-reviewed papers and several manuscripts in progress.
- Specialized in time-series modeling (ARDL, Bootstrap ARDL, GARCH, wavelet, quantile regression) to analyze oil price shocks, stock market volatility, and exchange rate dynamics across emerging markets.
- Collaborated with international researchers to design empirical methodologies, interpret complex model outputs, and ensure statistical rigor for publication.
- Managed the full manuscript lifecycle for published papers: conducted literature reviews, presented econometric results, formatted to journal guidelines (APA, Harvard), and co-authored responses to peer reviewer comments.
- Maintained remote workflow across time zones, demonstrating self-discipline, project management, and the ability to produce completed research independently.
Branch Service Officer (OG-III) at United Bank Limited (2019-08 – 2021-03)
- Processed daily cash transactions with accuracy while ensuring compliance with banking regulations.
- Assisted customers with deposits, withdrawals, transfers, and account inquiries, enhancing customer satisfaction.
- Managed account opening, transfers, and postings in line with branch policies and regulatory requirements.
- Issued pay orders and maintained service efficiency while minimizing operational risk.
- Supported policy implementation to improve branch service quality and operational workflows.
Education
MS in Finance – SZABIST University (2024)
BBA in Finance – Shah Abdul Latif University Khairpurmirs (2019)
