Khurram Aftab

Investment and Treasury professional with 20+ years of experience across asset management, treasury operations and regulated financial services, including extensive experience supporting investment portfolios, fund operations, cash management, FX settlements, fixed income and money-market activities. Strong background in investment transaction processing, cash and bank reconciliations, settlement support, investment controls, exception investigation and operational reporting. Managed/supporting Income, Islamic Income and Pension sub-funds and served as Investment Committee Secretary for 16 years, coordinating investment decisions, approvals, documentation and follow-up across investment, treasury, finance and senior management.

Experienced with FIS Integrity TMS, Sage 50, online banking platforms, Advanced Excel, SQL and Power BI, with a strong numerical and analytical approach to identifying discrepancies, maintaining accurate records and meeting time-sensitive operational deadlines.

Senior Treasury Analyst - Group Treasury Lead - National Investment Trust (NIT) - Karachi

(2009-11 - 2026-03)

Major multi-entity asset-management environment with responsibility across treasury, investment support, cash management, banking and operational controls

• Managed daily cash positioning across multiple entities and banking relationships, ensuring sufficient liquidity for investment, operational and settlement requirements.
• Supported investment-related cash movements, payment processing and transaction controls, checking approvals, funding availability and supporting documentation before execution.
• Served as Investment Committee Secretary for 16 years, coordinating investment decisions, supporting documentation, approvals, minutes and follow-up between investment, treasury and senior management stakeholders.
• Prepared cash, liquidity and investment-related reporting and investigated reconciliation differences, variances and operational exceptions.
• Worked across fixed-income and money-market portfolios including Government securities, corporate bonds, T-Bills, PIBs, bank deposits and term deposits.
• Administered FIS Integrity TMS and Sage 50, including workflows, entity onboarding, chart-of-accounts mapping, user access and system changes.
• Maintained bank-account registers, mandates and treasury documentation, supporting internal audit, KYC/AML, governance and fraud-prevention requirements.
• Developed SQL/Excel-based bank-statement tracking and reporting tools, improving reconciliation efficiency, data quality and exception visibility.
• Acted as an authorised signatory and senior escalation point for treasury transactions during senior management absences, applying delegated authority and established control procedures.
• Coordinated with banking partners and internal investment/finance teams to resolve cash, payment and transaction-related issues within required deadlines.

Treasury Analyst - Atlas Asset Management Limited - Karachi

(2007-12 - 2009-11)

Partnered with ING Institutional and Government Advisory Services

• Supported cash management and forecasting across Income, Islamic Income, and Pension sub-funds; maintained accurate cash visibility reports and liquidity forecasts.
• Administered finance systems and ensured data integrity across platforms, supporting audit and control requirements.

Treasury Analyst - AMZ Asset Management Limited - Karachi

(2006-12 - 2007-12)

• Managed cash operations and reporting across a multi-entity asset base; established new standards for documentation, forecasting accuracy, and audit readiness.

Treasury Dealer - Askari Bank Limited and Prime Commercial Bank Limited - Karachi

(2002-05 - 2006-12)

• Gained foundational experience in treasury operations, FX settlements, and daily cash management within regulated banking environments.

MBA - Finance and Banking - Greenwich University

BBA - Business Administration - Greenwich University

Certificate - Treasury Management and Foreign Exchange Management - Institute of Bankers Pakistan (IBP)