Khurram Javed

Versatile senior professional with 20 years of progressive experience in business development, operations, customer service, sales, financial services, team leadership, compliance, reporting, and organizational administration across Pakistan and the UAE. Proven experience leading teams, managing business activities, strengthening operational controls, handling customer requirements, coordinating stakeholders, and delivering against business targets. Brings strong leadership, commercial awareness, operational discipline, relationship management, problem-solving, and cross-functional coordination skills that can be applied across banking, financial services, sales, operations, customer experience, administration, and other professional industries.

Vice President – Branch Manager at HABIB BANK LIMITED (ISLAMIC) (2025-12 – 2026-08)

• Led branch management across deposit mobilization, consumer target achievement and funded / non-funded financing.
• Managed Car Ijarah and House Financing activities and related customer requirements.
• Oversaw staff-related matters and overall branch security.

Resident Vice President – Branch Manager at FAYSAL BANK LIMITED (2025-01 – 2025-11)

• Managed branch business activities including deposit mobilization, consumer targets and funded / non-funded financing.
• Oversaw Car Ijarah, House Financing, staff matters and overall branch security.

Business Partner Looking for Marketing, Sales and Business Collaborations at C. PROJECT MANAGEMENT SERVICES GROUP U.A.E (2024-01 – 2025-11)

Assistant Vice President – Branch Manager at DUBAI ISLAMIC BANK (2023-01 – 2023-09)

• Managed branch operations and business development, including deposit mobilization, consumer targets and financing.
• Handled Car Ijarah, House Financing, staff-related matters and overall branch security.

Assistant Vice President – Branch Manager at BANK ALHABIB LIMITED (ISLAMIC) (2020-10 – 2022-12)

• Managed branch business across deposits, consumer targets, funded / non-funded financing, Car Ijarah and House Financing.
• Oversaw staff-related matters and overall branch security.

Assistant Vice President I – Branch Manager at MEEZAN BANK LIMITED (2018-07 – 2020-09)

• Managed branch performance across deposit mobilization, consumer targets, funded / non-funded financing, Car Ijarah and House Financing.
• Oversaw staff-related matters and overall branch security.

Assistant Vice President I – Manager Operations at MEEZAN BANK LIMITED (2015-02 – 2018-06)

• Managed branch operational affairs, security, staff matters and cash management.
• Monitored monthly accruals and expenses, withholding tax, applicable income / sales tax and vendor management.
• Managed staff headcount and supported operational controls.

Assistant Vice President I – Manager Operations at SUMMIT BANK LIMITED (2012-05 – 2015-02)

• Verified vouchers, income and expenses, accruals and inter-branch transactions against supporting documentation.
• Managed branch security, staff matters and fixed-asset reconciliations.

Manager – Head Teller Services at SUMMIT BANK LIMITED (2008-10 – 2012-05)

• Managed cash operations in accordance with SBP guidelines and prepared / e-filed weekly and monthly WHT.
• Recorded advance tax on utility bills and assisted with periodic financial statements.
• Handled vendor reconciliation, budget exceptions, fixed-asset reconciliation and required monthly reporting.

Customer Services Supervisor at NIB BANK LIMITED (2008-01 – 2008-10)

• Managed cash operations, WHT, financial reporting, vendor reconciliation and fixed assets in line with SBP requirements.
• Managed daily cash and clearing activities for 16 branches, plus security stationery and petty cash balancing.

Customer Services Officer at NIB BANK LIMITED (2006-09 – 2007-12)

• Managed cash operations and WHT; handled inward / outward clearing and IBCAs for inter-branch correspondence.

Customer Services Representative at BRAINTREE CALL CENTRAL (2006-03 – 2006-08)

• Worked on an American Based Home Improvements project in a customer service capacity.

MBA in Banking & Finance – Allama Iqbal Open University (AIOU) (2012)

BCS Hons. – Allama Iqbal Open University (AIOU) (2006)

F.Sc. in Pre-Engineering – Govt. Gordon College, Rawalpindi (2001)

Matriculation in Science – Saint Mary’s Cambridge School, Rawalpindi (1999)