Mohib

Detail-oriented Risk Analyst with over one year of experience in Market Risk and Treasury Middle Office operations. Proven track record in derivative valuations (CCS & IRS), market data integrity, interest rate stress testing, and State Bank of Pakistan (SBP) regulatory reporting. ACCA Affiliate and First Class Honors graduate with strong analytical precision and commitment to prudential compliance.

ACCA Trainee (Market Risk & Treasury Middle Office) at HBL (Habib Bank Limited) (2025-07 – Present)

• Regulatory & Board Reporting: Prepare and submit regulatory reports to the State Bank of Pakistan (SBP) on bank equity positions to ensure strict compliance with prudential requirements; compile monthly and quarterly Treasury Performance reports presenting key risk and business metrics to senior management and the Board.
• Derivatives Valuation & Counterparty Risk: Conduct daily mark-to-market (MTM) revaluations of Cross-Currency Swap (CCS) and Interest Rate Swap (IRS) portfolios; generate monthly client MTM statements and coordinate with Front and Back Office teams to set up, monitor, and maintain counterparty credit limits.
• Market Data & Portfolio Monitoring: Manage daily rate updates and track price movements across treasury holdings—including equities, T-Bills, PIBs, and Sukuks—utilizing key benchmarks (KIBOR, PKRV, SOFR) to support daily risk assessment.
• Liquidity & ALM Risk Support: Assist in monitoring key regulatory liquidity ratios (LCR and NSFR) alongside maturity and repricing gap analysis to evaluate structural liquidity and interest rate sensitivity across the banking book.
• Stress Testing & System Implementation: Execute non-parallel stress testing on interest rate and market risk factors across multiple scenarios to evaluate portfolio resilience; operated across OPICS and ICE treasury platforms and conducted validation testing during ICE implementation.

CFA Program Level I Candidate – CFA Institute (2027)

ACCA Affiliate — Cleared all examinations including SBL, SBR, AAA, and AFM – Association of Chartered Certified Accountants (ACCA) (2023 – 2026)

BSc (Hons) in Applied Accounting in Applied Accounting – Oxford Brookes University (OB), UK (2026)

Intermediate in Commerce (I.Com) in Commerce – Premier Govt. College, Karachi

Matriculation (Computer Science) in Computer Science – The Spirit School, Karachi