Muhammad Izhar

Built and maintained strong relationships with corporate and individual clients. Provided financial solutions based on customer needs and banking regulations. Handled customer inquiries, complaints, and account-related concerns.

Executive Officer - BANK ALFALAH - Peshawar Pakistan

(2022-01 - 2023-12)

• Built and maintained strong relationships with corporate and individual clients.
• Provided financial solutions based on customer needs and banking regulations.
• Handled customer inquiries, complaints, and account-related concerns.

Manager HR & Asstt Finance Manager - SAIF GROUP Pvt. Ltd. - Peshawar Pakistan

(2021-01 - 2022-12)

• Managed recruitment, employee onboarding, and HR policies.
• Conducted performance evaluations and handled employee relations.
• Implemented training programs for staff development.
• Assisted in financial planning, budgeting, and expense tracking.
• Oversaw payroll processing, ensuring timely salary disbursements.
• Handled tax calculations, deductions, and compliance with labor laws.

Auditor / Compliance Officer / Branch Manager / Tax Accountant / Wages Protection System / Money Laundering Reporting Officer - MALIK EXCHANGE - United Arab Emirates

(2010-01 - 2021-12)

• Supervised daily operations of the branch, ensuring efficient financial transactions.
• Managed cash flow, remittances, foreign exchange, and customer service.
• Ensured compliance with UAE Central Bank regulations and financial guidelines.
• Conducted internal audits to assess financial and operational risks.
• Ensured compliance with AML and KYC regulations to prevent fraudulent activities.
• Reported suspicious transactions to regulatory authorities.
• Processed employee salaries through the UAE's Wages Protection System.
• Ensured compliance with labor laws regarding salary disbursements.

MBA - CECOS University Peshawar (2007-12)

B.Com (IT) - CECOS University Peshawar (2005-12)

D.Com - Technical Board Peshawar (2002-12)