Muhammad Saif Ul islam

Results-driven Finance & Accounting professional with 5+ years of progressive experience across diverse industries in both Pakistan and Qatar. Gold Medalist (CGPA 4.00/4.00) in BS Commerce (Hons) from University of Peshawar. Proven expertise in ERP-driven financial operations, payroll processing, tax compliance, student fee management, and financial reporting.

A versatile and adaptable professional with a strong track record of delivering financial accuracy, regulatory compliance, and strategic insights in fast-paced, multi-sector environments both locally and internationally.

Accounts Manager at AL Zikra Technologies SMC Pvt Ltd (2025-01 – Present)

• Oversee all day-to-day accounting operations ensuring strict accuracy and compliance with company policies
• Maintain complete financial records including ledgers, journals, and financial statements.
• Manage student fee collection system invoicing, payment tracking, and discrepancy resolution
• Prepare and process monthly payroll with on-time salary disbursement record
• Generate financial reports and provide management insights to support strategic decision-making
• Ensure full tax regulatory compliance and assist in quarterly/annual return filing
• Handle administrative and operational tasks related to multi-branch management

Senior Account Executive at Azee Agency Pharmaceutical Distributors (Head Office: Karachi) (2022-10 – 2024-12)

Key Achievement: Played a pivotal role in improving supply chain efficiency and retailer satisfaction through streamlined scheduling and communication contributing to measurable reduction in delivery delays.

• Operated full-cycle accounting via ERP software covering Accounts, Purchases, Sales, Payroll, Claims, and Tax modules
• Managed all accounts payable and receivable activities with zero unreconciled discrepancies
• Passed daily journal entries against physical invoices/receipts and maintained reconciled bank statements
• Prepared monthly income statements and balance sheets; generated daily cash book and stock reports
• Maintained vendor accounts, processed purchase invoices, credit memos, and purchase returns on ERP
• Prepared monthly discount and bonus claims from vendors; generated daily delivery invoices for local pharmacies
• Processed staff payroll and generated monthly salary reports for management review
• Collaborated with IBL Operations (Pvt.) Ltd. sales team to develop product supply schedules and optimize stock levels
• Forecasted sales trends and provided strategic insights guiding inventory planning and promotions

Accountant cum Marketing Manager at Shan General Transportation LLC & Shan Limousine LLC (2019-10 – 2021-03)

• Posted and processed journal entries ensuring complete and accurate transaction recording.
• Performed bank statement reconciliation and managed accounts payable/receivable and cash receipts
• Built and maintained strategic relationships with vendors.
• Managed customer account portfolios including contract negotiation to maximize business profitability

Associate Project Sales at Zameen.com (2022-02 – 2022-10)

• Established and expanded client base across major city projects while maintaining a strong sales pipeline
• Managed client leads by understanding requirements and providing detailed property briefings
• Conducted site visits and closed deals efficiently using CRM software for pipeline tracking

Finance Intern at National Bank of Pakistan (2016-06 – 2016-08)

• Gained hands-on exposure to banking operations and financial processes within a statutory institution

Finance Intern at Pakistan Tobacco Company Ltd (2015-05 – 2015-06)

• Performed excise record reconciliation and reporting directly to the Finance Manager
• Conducted financial analysis contributing to departmental reporting

BS Commerce (Hons) — Equivalent to M.Com in Commerce – University of Peshawar (2016)

HSSC (Pre-Engineering) in Pre-Engineering – Khyber Model College, Nowshera (2011)

SSC (Science) in Science – Army Public School, Nowshera (2008)