Muhammad Usman

Detail-oriented Accounting professional with hands-on experience in bank reconciliation, accounts payable and receivable, invoice and voucher processing, and financial record-keeping across distribution and public-sector environments. Proficient in Cloud Book accounting software and MS Excel, with a consistent record of maintaining accurate ledgers, supporting month-end close, and improving reconciliation turnaround. Recognized for accuracy, reliability under deadline pressure, and strong stakeholder communication.

Account Officer - Prestige Group (Authorized TCL Distributor) - Karachi

(2026-06)

• Manage end-to-end accounting operations for a multi-branch TCL distribution business using Cloud Book accounting software.
• Maintain accounts payable (AP) and accounts receivable (AR) ledgers, ensuring 100% accuracy in financial records.
• Perform daily and monthly bank reconciliations, identifying and resolving discrepancies to safeguard company funds.
• Process invoices, payment vouchers, and cheque payments in compliance with company policy and internal controls.
• Support month-end close activities, coordinating with management to ensure timely and accurate financial reporting.

Account Assistant - Cantonment Board Korangi Creek - Karachi

(2023 - 2025)

• Maintained financial records, vouchers, and accounting documentation for a public-sector office in line with government financial regulations.
• Recorded daily financial transactions and updated accounting ledgers with a strong focus on accuracy and audit-readiness.
• Supported bank reconciliation, payment processing, and cash management activities across multiple accounts.
• Prepared periodic financial reports and assisted with month-end accounting procedures using Cantonment Board financial software.

B.Com (Associate Degree in Commerce) - Allama Iqbal Open University (2024 - 2026-10)

Intermediate in Commerce (I.Com) - Govt. National College (2020 - 2022)